Submitting more applications increases your chances of landing a job.

Here’s how busy the average job seeker was last month:

Opportunities viewed

Applications submitted

Keep exploring and applying to maximize your chances!

Looking for employers with a proven track record of hiring women?

Click here to explore opportunities now!
We Value Your Feedback

You are invited to participate in a survey designed to help researchers understand how best to match workers to the types of jobs they are searching for

Would You Be Likely to Participate?

If selected, we will contact you via email with further instructions and details about your participation.

You will receive a $7 payout for answering the survey.


User unblocked successfully
Thank you. Your report has been submitted and will be reviewed shortly.
Sultan Alrasheed Cert CII, Senior Underwriting Officer, General Non - Marine

Sultan Alrasheed Cert CII

Senior Underwriting Officer, General Non - Marine·Wataniya Insurance Company

Saudi Arabia

Diploma, CII Level 3 Certificate in Insurance

Work experience

Total years of experience: 16 years, 5 months

Senior Underwriting Officer, General Non - Marine

July 2021 - Present

Wataniya Insurance Company

Riyadh, Saudi Arabia

July 2021 - Present

- Daily, monitor underwriter queues for the department, to ensure timely underwriting decisions.
- Monitoring of results and developments for the allocated portfolio, including controlling data quality; monitoring and controlling of related accumulations any one event and per risk within the Company and Department processes.
- Proficiency with the underwriting module of empower.
- Advised underwriting staff when a final decision was difficult, marginal, and/or assistance was needed on appraisal issues.
- Upon rejection of a new business by an underwriting, the senior underwriting officer would perform an in-depth review and discuss with the regional underwriting manager to ensure that all avenues had been explored.
- Issue, Quotation, Endorsements, and Policies in line with Underwriting Authority
- Underwriting function includes pricing, as well as responsibility for insurance contract wordings.
- Liaising and supporting Reinsurance and Claims Departments
- Supporting the overall relationship with clients

Company industry:
Insurance & TPA
Job role:
Administration

Underwriting Officer, General Non - Marine

April 2017 - Present

Wataniya Insurance Company

Riyadh, Saudi Arabia

April 2017 - Present

- Implement the actuarial directives to ensure the adequacy of insurance premiums to meet any potential losses by entering authentic data into the pricing module and following Wataniya’s underwriting manual/guidelines.
- Determine; the extent of coverage, the premiums that have been charged, and other terms that were relevant and appropriate to the risk.
- Provided the reinsurance department with adequate information for facultative support in case of risks falling beyond the automatic facilities to secure special acceptance or alternative security Prepare quotations and pricing summaries and ensured a balance between competitiveness and exposure.
- Assess and suggest the possibility of policy in respect of renewal or issuing new quotation by investigating and reviewing the claimed history of the policy, calculating, and analyzing the policy's loss ratio and number of years insured.
- Suggested new rates or deductibles or changed the quotation terms and communicated them to the line manager for his/her approval.
- Analyze and compute results for appropriate premiums using actuarial information, other statistics, and own judgment.

Company industry:
Insurance & TPA
Job role:
Support Services

Underwriting Supervisor General

September 2022 - April 2024

Wataniya insurance

Riyadh, Saudi Arabia

September 2022 - April 2024

- Identify potential underwriting opportunities and solutions for supporting the delivery of strategy through engagement
- Evaluate the opportunities and establish rules and guidelines to ensure effective risk management
- Establish the after-delivery monitoring standards and procedures
- Ensure risks are properly analyzed, determined, and evaluated under scheduled turnaround time and determine the benefit scope, terms, and conditions.
- Conduct business cases and presentations for management and counterparties
- Responsible for delivering the initiatives adopted by local business units and post-delivery monitoring of results.
- Support management in solving issues, creating value, maximizing growth, and improving business performance, through conducting analysis and research.
- Address business and operations gaps and propose solutions and action plans to bridge them.

Company industry:
Insurance & TPA
Job role:
Management

Underwriter officer

September 2014 - March 2017

Alinma Tokio Marine Saudi Arabia

Riyadh, Saudi Arabia

September 2014 - March 2017

- Entered data into insurance computer systems for all underwriting processes, maintaining the accuracy of customer, pricing, and other information and support duties to ensure the effective execution of customer requests
- Cleared & indexed new submissions received in the unit.
- Communicate with customers to confirm and obtain data needed for policy issuance.
- Issue and process policy documents and subsequent amendatory endorsements
- Assist in the renewal process.
- Process assigned worked promptly with close attention to detail.

Company industry:
Insurance & TPA
Job role:
Support Services

GIS-Data Support Assistant, Service Planning

June 2013 - August 2014

Tatweer Educational Transportation Services Co

Riyadh, Saudi Arabia

June 2013 - August 2014

- Collate and organize data from a wide variety of sources for supply and demand analysis, route planning, and service management activities.
- Data input of data collected from the operating plan.
- Checked the validation of data for accuracy, integrity, and quality during the input/edit processes and for all output formats.
- Followed up on data integrity and quality issues.
- Ensured all records were accurate and up to date.

Company industry:
Motor Vehicle Passenger Transport
Job role:
Support Services

Underwriting Department

May 2012 - May 2013

SABB TAKAFUL

Riyadh, Saudi Arabia

May 2012 - May 2013

- Process new business, renewals, collections, receipting and any other required transactions.
- Support continuous improvement within the company by providing recommendations to the line manager.
- Helped and assisted the line manager to delivered tasks projects and reporting as required.

Company industry:
Insurance & TPA
Job role:
Support Services

Admin Assistant

February 2010 - May 2012

SABB TAKAFUL

Riyadh, Saudi Arabia

February 2010 - May 2012

- Provide full support to the EA, CEO and Chairman

Company industry:
Insurance & TPA
Job role:
Administration

Education

Chartered Insurance Institute

May 2021

May 2021

Diploma, CII Level 3 Certificate in Insurance

United Kingdom

UDACITY

December 2019

December 2019

Diploma, Business Analytics

Saudi Arabia

GPA (rating): Satisfactory

GPA (rating): Satisfactory

This program is an excellent program for non-technical people who want to make more data-driven decisions. You’ll learn data analysis skills and tools that will help you throughout your career, whether you’re in engineering, sales, marketing, operations, etc. You’ll learn to use Excel, SQL, and Tableau to manipulate, analyze, and visualize data with the end goal of making better, data-informed decisions. This program is also great preparation for more advanced programs, such as the Data Analyst or Business Analyst Nanodegree programs. Depending on how quickly you work through the material, the amount of time required is variable. We have included an hourly estimation for each section of the program. The program is three months long (approx. 13 weeks). If you spend about 10 hours per week working through the program, you should finish each term within the 13 weeks. Students will have an additional four weeks beyond the end of the term to complete all projects.

The Institute of Banking insurance foundation Certificate Exam

August 2017

August 2017

Diploma, Assistant Underwriting Officer

Saudi Arabia

GPA (percentage): 74%

GPA (percentage): 74%

King Faisal University

May 2016

May 2016

Bachelor's degree, Department of Business Administration

Saudi Arabia

GPA (point): 3 out of 5

GPA (point): 3 out of 5

Graduated

The Institute of Banking

March 2013

March 2013

Diploma, Insurance foundation certificate exam ( IFCE )

Saudi Arabia

GPA (percentage): 74%

GPA (percentage): 74%

Insurance foundation certificate exam ( IFCE )

UMM Alqura private SEC.

June 2005

June 2005

High school or equivalent, Natural Science Section

Saudi Arabia

GPA (percentage): 82%

GPA (percentage): 82%

Skills

Underwriting

Expert

Continuous Improvement

Expert

Work Process Improvement

Expert

Flexible Working

Expert

Great People Skills

Expert

Computer: Proficient with Microsoft Word, Excel and PowerPoint, as well as researches on the Interne

Expert

Learning Skills: Flexible, can adapt easily to new working methods and environments and able to lear

Intermediate

Social Skills: Very good in communicating and cooperating with people. Able to work independently as

Intermediate

Data Analysis

Intermediate

Underwriting

Expert

Continuous Improvement

Expert

Work Process Improvement

Expert

Flexible Working

Expert

Great People Skills

Expert

Languages

Arabic

Expert

English

Intermediate

Training and Certifications

Certifications
Time Management Certification
ExpertRating

Training
E-Learning at SABB Bank
Operational Risk Awareness
May 2010
SABB Bank
Customer Care & Tel Skills
Jul 2010
E-Learning at SABB Bank
Anti bribery and Corruption*OLD
May 2011
E-Learning at SABB Bank
HSBC Information Security Risk and Privacy/Data Protection Awareness Training Programme
May 2010
E-Learning at SABB Bank
Compliance and Requtational Risk
Oct 2010
SABB Bank
Presentation Skills Course
Feb 2010
SABB Bank
Time Management
Mar 2011
E-Learning at SABB Bank
Vendor Management: Module 1-Awareness Overview
Oct 2010
E-learning at Expert Rating
Administrative Assistant Applications Course (Expert Level)
Sep 2010
SABB Bank
Advanced Business Writing
Oct 2010
E-Learning at SABB Bank
HSBC Business Continuity Awareness Training Programme
Jul 2010
Attending class at saudi Re
Property Underwriting
May 2012
E-Learning at SABB Bank
Internal Fraud Mandatory
Jul 2011
E-Learning st SABB Bank
Essential Skills for Administrative Support Professionals Simulation
Jul 2011
E-Learning at SABB Bank in Riyadh
Participating Effectively in a Business Meeting
Jul 2011
from Bell school in UK
Bell Diploma
Jan 2007
from Bell school in UK
Bell Higher Certificate
Jan 2007
from SABB Bank in Riyadh
Group Anti Money Laundering – Too Hot to Handle
Apr 2010

Hobbies and interests

Travel and swimming