Assistant General Manager
IDBI Bank Limited
Total years of experience :14 years, 4 Months
Exposure in Vendor Finance and bill discounting of Corporate especially in Auto & Steel Industries
SME Loan to clients in Iron & Steel, Auto Ancillary, agri industries.
Exposure in WHR Business in Rice and Wheat segment.
Conducting detailed credit analysis through independent & thorough credit appraisal process and submitting the approval note to credit committees.
Providing technical support and handholding to all the officers handling asset business. Satisfying their practical training needs.
Recently opted to work as a Branch head of newly Opened Retail Branch for better knowledge of small size loan up to INR 1 crore.
Branch operation management in Retail Banking
Handled CRMs, audit, lobby managements etc.
Selected as Business Analyst under lateral placement from the Campus of MDI Gurgaon
Due to recession joining date was extended. After joining I was put on float (Bench).
Switched the Job to Banking sector as I preferred continuous engagement in my work.
Worked in different division in State Bank’s Delhi Circle
First Branch training Etah (UP) in General Banking, Second Branch Agri Financing Sardhana (Meerrut), Third Branch: Industrial Loan appraisal and Forex at Small Industrial Branch Faridabad, Fourth Branch : Passing and retail loan in Dehradun.
After Probation and till my resignation worked in Uttam Nagar, New Delhi in SME Business, Retail Banking, Relationship Management in wealth and assets
Received awards for better performance in mutual fund and insurance category.
Recognised for keeping extremely low level of delinquency in SME & Retail Loan portfolio.
Dealt with small and mid-corporate clients and have done detailed credit appraisal in SIB Faridabad.
The master degree course is MEB (Masters in European Business).The course is a dual degree programme wherein student complete courses in ESCP-EAP London campus and MDI Gurgaon India.In MDI Gurgaon the course is known as PGPIM.Total score in MEB is 16/20.
PGPIM is a dual degree general management program with extra emphasis on international management.
MBA with Specialisation in Financial Management.