CANE DEVELOPMENT OFFICER
NSL Sugars- Factory
Total des années d'expérience :16 years, 1 Mois
CANE DEVELOPMENT OFFICER---At present I am working as Cane Development Officer In A reputed NSL Sugars- Factory, Desanur-siruguppa, Bellary District. From 28-01-2013 till today
CANE DEVELOPMENT OFFICER---At present I am working as Cane Development Officer In A reputed NSL Sugars- Factory, Desanur-siruguppa, Bellary District. From 28-01-2013 till today
KSSCA
Seed Certification Officer Oct 2011- To 27-1-13
I worked for: ◆Monitoring field standards - Roughing out of off types, ODV's, diseased crop plants & objectionable weed seeds plants from the main crop variety in different crops like Paddy, Jowar, Wheat, Bengal gram, Red gram, Groundnut, Sunflower & vegetables
◆Monitoring of Seed standards in laboratory (physical purity, moisture content & germination) for different crops as mentioned above ◆Conducting GOT tests at field level to confirm the varietal purity in the field
Monitoring field standards - Roughing out of off types, ODV’s, diseased crop plants & objectionable weed seeds plants from the main crop variety in different crops like Paddy, Jowar, Wheat, Bengal gram, Red gram, Groundnut, Sunflower & vegetables
Monitoring of Seed standards in laboratory (physical purity, moisture content & germination) for different crops as mentioned above
Conducting GOT tests at field level to confirm the varietal purity in the field.
SPANDANA MICRO FINANCE NGO Sep 2010- Sep 2011
Area Manager
♦ Handling agricultural related activities like rearing and farming of livestock, poultry, fishery, goat, sericulture, pig farming etc; keeping touch with Govt. and other respective departments.
♦ Improving the standard of living of Small and marginal farmers of notified area by giving microfinance support, Providing Agricultural extension techniques know how on regular basis, making buy back arrangements of the farmers, Agricultural laborers, Landless labor ours etc. of particular area.
♦ Project Management.
♦ Using all Seed Science & Technology Skills for improving rural India.
♦ Handling Micro finance business; managing "3 whites project" shortly known as 3w's in which 1st white shortcut "W"-stands for
Milk, 2nd white shortcut "W" stands for
Cultivation of cotton in small and marginal farmers field, 3rd white shortcut "W" stands for----Sugar-Cultivation of sugarcane in small and marginal farmers field
♦ Playing a pivotal role in steering a project for step by step thereby improvement of the standard of living of farmers in assigned area.
♦ Responsible for improving living standards of rural people in the assigned area by improving their saving habits, health awareness, organic farming, JLG strength etc.
♦ Nurturing healthy relationship with customers by satisfying their queries and providing them advice as per their individual needs for referral & repeat business.
♦ Pioneering efforts across handling financial requirements and analyzing the Credit / Risk involved in compliance with the rules and regulations laid down by governing bodies.
♦ Playing a pivotal role in vision building, goal setting and restructuring of the organization along with client relationship management; deftly involving in networking with influential stake holders to build business relationships.
♦ Shouldering responsibility of conducting personality development trainings, handicraft trainings and organic farming trainings to Self Help Groups (SHGs) and individuals.
PROFESSIONAL EXPERIENCE
Overall Supervision of Micro finance to different activities, Recoveries, etc. Looking after entire gum met of the financial activities etc.
Agri. infrastructure services Dec 2009-Aug 2010
Site Manager
Over all supervision of construction activities at the site
PROFESSIONAL EXPERIENCE
Rural Agriculture development, Construction of rural check dames, Cantor bunds, Water ponds Rural roads, Rural water tanks,
Improving water table of the rural area, Increase water availability of water to agriculture sector, Increase crop production area, Grow hybrid seeds, vegetables, grow forest, Improve dry lands in to cultivable & irrigated one, implementing new technology to farming community, Give technical knowledge about technical know how, Improve rural economy & per capita income of each individual farmer and labor in the targeted area etc.
CORPORATION BANK May 1999-Nov 2009
Field Officer
♦ Responsible for canvassing and marketing of all bank products in the market to get higher returns and profit.
♦ Adroitly handled banking operations in all the departments of bank branches and efficiently managed the whole agriculture department covering 5 branches in the zone.
♦ Efficiently handled 5 branches in the zone and managed corporate Agri. business of all 5 branches in the zone
♦ Establishing good environment to give loans to agricultural crops like; Field crops, Cash crops, Oilseeds, fruit and vegetable crops, as well as given loans to establishing new horticulture orchards etc
♦ Handled to give different types of agriculture loans to customers; like Crop loans, Tractor loans, Drip and sprinkler irrigation loans, well & bore well loans, pipeline loans, Dairy and poultry loans etc as per bank policy,
♦ Responsible for SHG loans, Government sponsor scheme loans, obtaining AOD's, all agriculture matters of the branch/s.
♦ Providing leadership towards achievements of business at maximum level as per bank policy
♦ Developing business plans, action plan, sales strategies and coordinate action plans in line with bank policy & procedures
♦ Initiate and coordinate development of action plans to penetrates in new market
♦ Provides timely feedback to senior management regarding performance, maintain accurate records of all activity reports
♦ Adheres to recovery, company policies, procedures and business procedures accordingly
♦ Responsible for coordination and interaction with government officials in line with agricultural, horticultural, state government and sugarcane factories etc.
♦ Highly commended for achieving advance targets & other branch business targets; Received Recovery Club Membership award & medal and appreciated by the bank for outstanding performance.
♦ Diligently handled mainly Corporate & retail Agri. business, general banking and loans like house loan, vehicle loan, salary loan, and government sponsored scheme loan etc.
♦ Instrumental in opening bank accounts, documentation, preparing bank statements, cross selling of bank products like sale of LIC products, vehicle insurance, crop insurance etc; Successfully conducting village level & city level meetings for marketing banking products
♦ Visited customer's location on regular basis and sold all Agri. products in the area; identified new costumers & maintaining old customers of Agri. & other sectors.
♦ Responsible for overall operation handling of financial inclusion, including giving loans to poorest of the poor.
♦ Handling the whole gamut of responsibilities pertaining to credit administration involving appraisal of credit proposal, assessing creditworthiness of clients, verification of documentation, sanction, disbursement and recovery of loans/lease etc. and delinquency analysis in conformity with organizational credit policies. Also handled tasks pertaining to Account opening, recoveries,
♦ Responsible for successfully improved in clientele base of CASA and marketing all.
♦ Contributed towards making branch grow as a profit centre; also ensuring compliance with statutory/ regulatory requirements specified under different acts governing banking regulations by RBI.
♦ proficient in identifying and quantifying credit risks while implementing measures to minimize risks within an independent decision unit to ensure an objective view and decision on credit request and credit exposure.
♦ Developed and monitoring performance against key success metrics while identifying and mitigating risks associated with achieving the bank's business plans; successfully steering deposit and advances mobilization.
♦ Displayed expertise in identifying and quantifying financial risks, recommending measures to minimize risks while researching the possible areas of profit maximization.
Has got wast experience in, Financing loans, Recovery, General Banking, documentation, Human Relation, Deposit mobilization, Account Opening, Sale of Bank products, financial Inclusion, Lending Govt. Loans, Housing loans, Vehicle loans, Statement writing, Pres action Visits, Post sanction visits, Taking signature on AOD's Documents, Agriculture loan lending, Projects study, Agriculture machinery loans, term loan processing, personal loan processing, fallow up of loans accounts, increasing clintal base, loans to self help groups, handling, apprising of all types of loans, warehouse loans, crop produce loans, Gold loans, agricultural gold loans, SME loans etc.
SEARLE INDIA PESTICIDES LTD.COMPANY 1995 June -Sep (04 Months)
Trainee
Specialist in Banking, loan lending, etc. Specialist in Agriculture Specialist in Seed Technology
♦ As a trainee, handled canvassing and advertising for company product ♦ Conducted village level farmers meetings to make public our product as well as field level product demonstration while maintaining good liaison with all area dealers to increase sales ACADEMIC & PROFESSIONAL CREDENTIALS M.Sc (Agri.), Specialization: In "Seed Science and Technology" Agricultural College, Dharwad Trainings ◆ General Banking Phase I & II ◆ Priority Sector Lending ◆ Financing Agriculture ◆ Retail lending ◆ Self Help Group & water management ◆ Promotion & linkage of Self Help Group ◆ Basic Computer Training ◆ Core Banking Solutions