Assistant Manager Credit Administration
Meezan Bank Ltd
مجموع سنوات الخبرة :18 years, 1 أشهر
• Preparing of payment calculation for credit facilities.
• Coordinating with legal function in obtaining legal opinions.
• Giving approval to book deals by drafting the relevant vouchers.
• Ensuring safe keeping of all documents related to disbursed loans.
• Preparing & dispatching of periodical Ijara renewal Advices to customers.
• Preparation of transaction documents (Ijara, Murabaha) for Corporate Banking.
• Ensuring compliance of policies & procedures in disbursing the approved loans.
• Reviewing the disbursement documents after execution by customers and report discrepancies.
• Preparing and submitting periodical reports as and when required by the management and SBP.
• Following up with the borrowers for timely repayment of the loans, and reporting default cases to the Head Office.
• Performing all functions including Operations and Documentation pertaining to Islamic House Finance (Diminishing Musharakah).
• Generate Disbursal Memo to be signed off by the Analyst.
• Review the verification reports, Data Check and ECIB reports.
• Create a consolidated & Automated MIS of all consumer and SME products.
• Evaluate of customer credit worthiness by means of financial statement, cash flow and profile analysis.
• Scrutinize and process the Small & Medium Enterprises (SME), Hypo Secured, Un Secured, Mortgage Finance, Enhancement Cases, Rehab Cases, Balance Transfer Facility (BTF) based of criteria set by Credit Policy while ensuring compliance with local laws and regulations.
• Help out-group leader in compiling of cases.
• Help out in all preparation of physical staff route.
• Physical verification of secured and unsecured products.
• Taking decision at initial stage keeping in view of customer profile.
• Debtors and creditors audit.
• Export sale analysis due to increase or decrease.
• Any additional assignment given by higher management.
• Planning & control. Budgeting, feasibilities & financial projections.
• Dealt to all creditors of sea freight, airfreight, clearing and insurance.
• Taxation matters including preparation & filing of income tax and sales tax return.
i am getting 2.53 cgpa from master degree. during study i did my thesis report on the topic of housing finance boost up a housing and construction industry. during study i attended the workshop on the of enhancing human productivity and management skills.
i am getting second devision in b.com
i am getting 2nd division in D.Com