Senior Relationship Oficer
Mashreq
مجموع سنوات الخبرة :28 years, 0 أشهر
Core Product: SME Loan (Commercial as well as Islamic) Cross Sell: Insurance as well Credit Card
1. Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank's market share. 2. Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.
3. Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend Loan Facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels. 4. Analyzing bank statements and legal documents of the companies. 5. Ensure adherence to Banks policies, ethics and code of conduct. 6. Preparing Business Information Form, call report & arranging Business visit with Relationship Manager. . 7. Sourcing and developing new business from various local and international clients. 8. Primarily responsible for identifying & maintaining relationship with SME clients by providing them Business related services. 9. Preparing KYC Documents and Account opening Forms.
(Client: NRI ) Activities Covered: 1. Calling ICICI Credit card holders and pitching them for various Insurance Plans. 2. Used to call randomly on given series of numbers and make sure whether they are using ICICI Credit Card or not and if they are using ICICI Credit Card used to sell them Insurance Cover. 3. Creating Daily Sales Report. 4. Meeting Sales targets on daily as well as monthly basic.