Collection strategy Analytics
Abu Dhabi Islamic Bank
Total years of experience :18 years, 3 Months
• Formed retail Budget Model of Islamic Products basis 3 months, 6 months and 12 months averages of net flows
• Functioning as Collection Strategy Analyst and actively involved in developing and analyzing collection strategies and yearly dashboards.
• Developed branch-level forecasting models for retail banking, which were used to set sales goals across geographies.
• Designed and developed an interactive modeling system to integrate scoring methodologies and increase efficiency of modeling efforts.
• Assist in Modifying the Collection Strategies on basis best practices and as per the current market dynamics.
• Modified Legal Strategy Recovery Strategy and also modified risk mitigating tools MI to get best possible outcome in order to reduce the provision and helpful to save the losses.
• Introduce Monthly collection Dashboard covered all the collection areas to get the quick insight by the management.
Drafting functional requirements; using models and diagrams to represent the processes and functions involved
•Generating and compiling reports based on findings with causes & solutions to address the same
•Monitoring the implementation of MIS processes & evaluating their effectiveness
•Developed reports on SAS as per the requirement of Credit Risk Management.
•Collecting and maintaining data of different location and uploading into the system and preparing report as per management requirements
•Assessing risk in the business process & identifying adequate action or control for mitigation through risk assessment process & implemented action plan
•Evaluating & mapping key business process risk to the financial framework and reporting to the management with impact analysis and suitable action plan
•Carrying out the analysis of risk related to profile of the client, market, transaction, operational, environmental & industry level and finding the mitigation
Project Genesis
•Accountable for developing management tools to measure and analyze financial & operational information (e.g. financial ratios, key performance indicators, sales forecasting platform, integrated budget model, product pricing and management reports
•Restructured knowledge transfer process for successor upon next promotion, developing measurement and forecasting toolsets that replaced traditional excel calculations
•Served as Corporate Analyst for data migration corporate portfolio migrate to CBS-core banking solutions
•Effectively handled migration on the portfolio less than 75M in CBS; verified the data by validating transactions executing client statements
•Carried out extensive financial analysis, reporting, and documentation
•Formulated task & activity flows on LOS
Credit Initiation Unit
Acted as team lead to analyze and prepare system scope & requirements
•Prepared technical documents involved in various phases
•Supervised high level and detailed designing of the system
•Guided development, testing and deployment phase
Significant Accomplishments
•Pivotal in conducting electronic ledger reconciliations with source systems improve the profitability of $7.5M (UBL)
•Instrumental in developing:
•Provision module on retail products with in-depth market practice, service, and regulatory analyses (UBL)
•Budget module on $40M with the segregation of fully loaded cost and multi-loaded cost respectively (UBL)
•Automated collection and recovery productivity MIS-(PTP wise, contact no., contact, skip, agency wise) (CBI)
•Accredited with Credit Analysis Review Recognition Award in 2007 (UBL)
•Efficaciously developed a banking tool application in regional credit department for credit analysis & review helping in calculation of credit loans and for creating reports (CBI)
•Developed RCD interim workflow application on MS Access for Retail Loans (CBI)
•Actively involved in core banking solutions project entailing data migration of bank loans data to core banking system; led the loan module which was on EBS-enterprise banking suite and back end module on CBS-core banking solutions (UBL
EDUCATION