Tom Chandy

The Growth Path:-
Asst. Manager - Credit Control, Collection & Analysis - Since Jan’13
Sr. Accounts Executive - Credit Control & Collection - Oct’06 - Dec’12

Key Result Areas:
* Accountable for overall credit strategy taking into account current and forecast risk appetite, market conditions, business strategy and growth plans
* Identifying & analysing credit feasibility, design review and implementing credit control process
* Monitoring credit limits, identifying irregularities and suggest risk mitigation solutions
* Acting as control point for business AR specific policies and procedures
* Tracking collection progress on day to day basis and controlling past due AR level as per the targets
* Managing overdue, making write-offs and provisioning recommendation in accordance with credit policy
* Review daily working capital / cash flow statement
* Act as an escalation level to influence collections
* Review delinquent accounts and report opportunity for improvement
* Reconciling accounts as well as preparing reports; documenting and posting complex journal entries
* Maintain communication with key customer’s finance department and second level escalation point
* Administering activities related to group-company
* Preparing of MIS reports to provide feedback to top management on financial performance, monthly profitability, age-wise analysis of debtors as per the requirement of management
* Supervising, examining and analyzing accounting records, financial statements, or other financial reports to assess accuracy, completeness and conformance to procedural standards

Key deliverables:
* Analysed, monitored & controlled credits of more than 500 clients comprising of local & international clients
* Successfully identified irregularity in abiding to company policies on outstanding, involving large corporate like MNC, Oil & Gas Companies, Ministries, and so on

Key Achievement:
* Exposed irregularities of rendering service to a large establishment without authorized documents to the extent of US$ 1.6 Million, and, meticulously managed the task of complete recovery in a very short period.
* Resolved issue to the core & implemented new polices to seal such happenings in future
* Attained appreciation from management on the successful task in Credit Management

6 years as Sr. Accounts Executive - Credit Control & Collection - analyzing, appraising, monitoring & controlling of credits of more than 500 local & international clients comprising of MNC, Oil & Gas Companies, Ministries, etc.

The Growth Path:
• Chief Accountant Feb’01 - Aug’06
• Accountant Dec’94 - Jan’01

11 years as Chief Accountant / Accountant:-
Preparation of computerized books of Branches, Divisions & Consolidated monthly, yearly accounts up to balance sheet, Inventory Management, etc