Turki Mobaraki

• Provide independent assurance over execution effectiveness and compliance with internal controls.
• Present internal audit findings and reports to the Audit Committee for review and action.
• Deliver on-the-job training, coaching, and mentorship to audit staff to enhance performance and professional development.
• Develop the Annual Audit Plan in consultation with senior management and secure approval from the Audit Committee;
supervise its implementation.
• Provide advisory support on financial, operational, compliance, risk management, and internal control matters; evaluate
current policies and recommend improvements.
• Deliver timely presentations to the Audit Committee, CEO, and senior executives on key audit and compliance.
• Lead the recruitment process for audit personnel; conduct performance evaluations and recommend salary increments,
confirmations, or promotions based on merit.
• Review the implementation and effectiveness of risk management processes and risk assessment methodologies across
all programs and activities of SALAMA.
• Support investigations into suspected fraudulent activities; report findings to the Audit Committee and CEO.

• Led operational audits, ensuring governance, risk management, and compliance, reporting to the Direct Manager.
• Evaluated and enhanced bank policies, procedures, and internal control frameworks.
• Conducted investigations and prepared reports for the Saudi Central Bank.
• Developed and implemented risk-based audit methodologies.
• Assessed business functions to identify operational risks and improve controls.

• Maintain strong internal controls for payment collections at the payment receipt location level and safeguarding against loss.
• Annually, review local cash handling procedures and update as needed. At a minimum, resubmits procedures every 3 years to AFR for approval.
• Notify the Departmental Cash Handling Role Administrator of staff role changes so Institutional Roles-Cash Handling can be updated.
• Maintain timely, accurate & effective communication with all local cash handling control managers in the department.
• Update cash handling roles for all payment receipt locations at the sub-department level in a timely and accurate manner.
• Risk assessment and preparation of audit plans.
• Prepare and update internal audit programs.
• Make and prepare administrative tasks and Central Bank requirements.
• Coordinates communication with branch staff.
• Works to meet branch performance standards including operating loss control, bank secrecy, and compliance with policies and procedures.
• Oversees and assists with the preparation of all branch reports for approval by manager.
• Attends and participates in periodic staff meetings.
• Performs other related duties as assigned.

• Conducted risk assessments and developed audit plans to enhance internal controls and regulatory compliance.
• Designed, implemented, and updated internal audit programs to align with industry best practices.
• Managed administrative tasks and ensured compliance with Central Bank requirements.
• Facilitated effective communication between audit teams and branch staff to ensure smooth audit execution.
• Monitored branch performance metrics, focusing on operating loss control, bank secrecy, and policy compliance.
• Supervised and assisted in the preparation of audit reports, ensuring timely submission for management review.
• Actively participated in staff meetings, contributing to strategic discussions and process improvements.
• Performed additional audit and compliance-related duties as assigned.

• Traveled across the KSA to meet management teams of more than 100 branches.
• Audited more than $100 million across various bank branches.
• Trained new auditors on internal audit processes, procedures, and best practices.
• Evaluate bank operations and provide objective assurance on the effectiveness and efficiency of operations, controls, governance, risk management and report accordingly to Audit Head.
• Ensure successful implementation of the audit assignments with other team members.
• Provide added value issues to the business and contribute to (on-going improvements, cost Saving, protection from regulatory violations and increasing profitability).
• Audit departments in more than 100 branches across the Kingdom of Saudi Arabia.

• Travelled To all work areas and operational sites to audit 100+ bank branches, managing financial reviews of over $100
million in assets.
• Engaged with management teams nationwide, requiring frequent travel to assess and improve operational efficiency,
internal controls, governance, and risk management processes.
• Prepared and submitted comprehensive audit reports to the Audit Head, offering actionable insights based on evaluations
conducted during travel to various branch locations.
• Trained and onboarded new auditors on audit processes and best practices, often while on assignment across the
Kingdom, ensuring team readiness in diverse settings.
• Coordinated and executed audit assignments with team members, adapting to dynamic schedules and locations
throughout Saudi Arabia to meet deadlines.
• Identified cost-saving opportunities and ensured regulatory compliance by leveraging insights gained from on-site visits to
100+ branches across the Kingdom.
• Demonstrated flexibility and mobility by auditing departments nationwide, contributing to operational enhancements and
profitability through hands-on fieldwork.

• Traveled across the KSA to meet management teams and performed auditing for more than 800 units.
• Audited more than 1 Billion SAR across various bank branches
• Provide performance feedback and training, and conduct performance reviews.
• Evaluate bank operations and provide objective assurance on the effectiveness and efficiency of operations, controls, governance, risk management and report accordingly to Audit Head.
• Develop and implement effective audit techniques and procedures and utilize documentation skills which adequately support audit findings within a timely manner.

• Conducted audits across 100+ bank branches and 800+ units throughout Saudi Arabia, requiring extensive travel to meet
management teams and assess operations.
• Managed financial audits of over 1 billion SAR across various branches, ensuring compliance with banking standards.
• Provided performance feedback, delivered training, and conducted performance reviews for audit teams and branch staff
to enhance operational effectiveness.
• Evaluated bank operations, internal controls, governance, and risk management processes, delivering objective assurance
and detailed reports to the Audit Head.
• Developed and implemented audit techniques and procedures, leveraging strong documentation skills to support findings
and ensure timely completion of assignments.
• Travelled To all work areas and operational sites to collaborate with management, identify inefficiencies, and recommend
improvements in controls and operational workflows.

• Prepared reports for Senior Auditor and Audit Head using various computer systems and databases.
• Worked with a team of 12 auditors to prepare reports, research trends, and deliver presentations.
• Gained knowledge of internal audit process, procedures and best practices to help reach departmental goals and objectives.
• Implemented systems in the LCs, LGs, Personal Loans, ATMs and prepared audit report with comments and notes, and made presentations to Internal Audit Department.

• Prepared detailed audit reports for Senior Auditor and Audit Head, utilizing various computer systems and databases to
ensure accuracy and compliance.
• Collaborated with a team of 12 auditors to research trends, compile reports, and deliver presentations, contributing to
departmental objectives.
• Applied knowledge of internal audit processes, procedures, and best practices to support the achievement of team goals
and enhance operational efficiency.
• Implemented audit systems for Letters of Credit (LCs), Letters of Guarantee (LGs), Personal Loans, and ATMs,
documenting findings with comments and notes, and presenting results to the Internal Audit Department.