Usama Iftikhar

• Evaluated a state-owned financial institution as a restructuring and disposal candidate, building balance-sheet and earnings
analysis that isolated interest margin compression, cost escalation and weak recovery mechanisms as key value drivers ahead of
advisory recommendations.
• Assessed counterparty and receivables risk exposure across 10+ regulated entities as part of target screening, quantifying the
balance-sheet impact of delayed enforcement actions to inform deal viability.
• Benchmarked asset-liability mismatches and liquidity ratios against regulatory thresholds, flagging sub-optimal positions across
key solvency metrics and presenting remediation options to senior management and advisory panels.
• Contributed to financial due diligence on 6+ SOE infrastructure and energy entities under government-directed strategic review,
benchmarking management assumptions against sector comparables to support resource allocation decisions.

• Delivered financial and performance audits across 8+ state-owned enterprises in regulated industries, examining internal controls,
financial reporting quality and credit risk exposures.
• Quantified financial losses exceeding USD 2.1 billion across audited entities, tracing root causes to structural cost inefficiencies
and inadequate credit recovery frameworks and presenting findings to government oversight bodies.
• Assessed IFRS 16 transition impact on operating costs and balance-sheet structure across 5 entities, identifying disclosure gaps
and securing senior management sign-off on internal control improvements.
• Managed a 10-member audit team across 4 concurrent assignments, allocating workloads and maintaining 100% on-time delivery
against audit program deadlines.

• Cleaned and structured 15+ client datasets using Excel and Power Query, reducing data preparation time for analyst review by
30%.
• Built 5 interactive dashboards in Tableau surfacing key performance trends for client engagement teams, used across 3 client
presentations.
• Supported a 4-person analytics team on a data analytics engagement for a financial services client, contributing to a 12%
improvement in reporting turnaround time.

• Managed a portfolio of 8 smaller donor accounts worth USD 4, 000, coordinating reporting and ensuring compliance with funder
requirements.
• Advised program leads on reallocating a USD 36, 000 budget toward high-impact water conservation projects, improving projected
resource efficiency by 20%.
• Evaluated 6 proposed water conservation initiatives against cost-effectiveness and impact criteria, informing the prioritization of 3
projects for funding.