عثمان طلحه

Directed end-to-end financial planning, budgeting, and performance management for a high-growth e-commerce platform in KSA with
multi-million SAR revenue, acting as a key finance partner to senior leadership to strengthen financial governance, improve profitability,
and support data-driven strategic decisions.
• Directed annual budgeting and forecasting processes, aligning financial plans with business growth targets and operational priorities.
• Delivered monthly financial performance analysis and variance reporting that directly informed C-level decisions on pricing strategy,
headcount planning, and capex allocation, contributing to a 5% improvement in overall operating margin over 12 months.
• Acted as Finance Lead for commercial finance activities while reporting to senior finance leadership.
• Led, mentored, and developed a finance team of 6, conducting regular performance reviews, defining KPIs, and building individual
development plans that improved team efficiency and reduced reporting turnaround time by 2 days. Fostered a culture of accountability
and continuous improvement across all finance functions.
• Boosted gross margins by 3.8% through vendor pricing optimization, freight cost analysis, and promotional performance evaluation.
• Strengthened working capital management by implementing demand forecasting models and inventory aging controls, reducing holding
costs by 22%.
• Enabled data-driven decision-making, including pricing strategy, cost optimization initiatives, and business growth planning
• Identified gaps in the existing financial control environment and designed a risk-based internal controls framework from scratch, reducing
audit findings by 25% and cuting financial close time from 10 days to 6 days. Introduced automated reconciliation tools within the ERP
system, eliminating manual errors and saving approximately 20 hours per month across the team.
• Oversaw audit processes and external stakeholder relationships.
• Designed Power BI dashboards enabling real-time performance visibility into revenue performance, logistics costs, and product profitability.
• Administered month-end close processes and IFRS-compliant reporting, ensuring financial accuracy and timely submission of management
reports.
• Partnered with commercial, supply chain, and operations teams to improve cost efficiency, pricing strategies, and overall business
performance.
• Maintained full compliance with ZATCA regulations and IFRS standards during month-end closing cycles.
• Contributed to financial systems and ERP reporting improvements, enhancing automation, data integrity, and financial visibility.

Delivered commercial finance analysis, brand-level P&L ownership, ROI evaluation, financial modelling, dashboards, and strategic decision
support for trading operations.
• Managed brand-level P&L analysis, identifying revenue drivers and cost improvement opportunities.
• Built multi-variable financial models, including three statement models, sensitivity analysis, and scenario planning tools that supported
pricing decisions resulting in 4% margin improvement. Developed rolling forecast models that improved forecast accuracy from 75% to 90%
within two quarters.
• Implemented ROI analysis frameworks for marketing campaigns, reducing inefficient campaign spend by 18% and improving overall return
on marketing investment by 22% within the first year.
• Produced management dashboards and financial reports supporting operational and commercial decision-making.
• Contributed to budget preparation, variance analysis, and financial forecasting activities.

Owned end-to-end accounting operations, including IFRS reporting, financial close, audit coordination, cost governance, project evaluation,
and team supervision.
• Led monthly financial close processes and preparation of financial statements in compliance with IFRS standards.
• Achieved 25% overhead cost reduction by implementing disciplined cost-control frameworks and continuous expense rationalization
initiatives.
• Supported cash flow forecasting and treasury management activities to maintain liquidity and optimize working capital.
• Strengthened internal control frameworks and reconciliation processes.
• Improved audit outcomes by reinforcing balance-sheet ownership, reconciliation accuracy, and proactive compliance with accounting
standards.
• Introduced a standardized financial close checklist and reconciliation controls, reducing the month-end close cycle from 10 days to 7 days
within the first two quarters of implementation.

Executed core accounting operations, including ledger maintenance, payroll accounting, reconciliations, financial reporting support, and audit
readiness.

Directly report to Finance Manager and VP of Operations. Oversee the entire accounting system. Including all A/P, A/R, client invoicing, check processing, collections, bank reconciliations, and daily status reports.
•Assisted with general accounting functions, maintained journals and handled A/P.
•Bank reconciliation.
•Every day cash/Bank transaction checked with our ledger.
•In charge of credit customers account and inform to salesmen about credit balance for follow up.
•Daily cash In/Out flow preparation.
•Help to Accounts Manager in preparing of financial statements.
•Prepare Journal Vouchers and post to General Ledger.
•Monitoring credit limits.
•Random Verification, Check the Documents and Accounts Balance with my team.
•One of the authorities of petty cash releasing.