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Veena Ramesh, Deputy Manager

Veena Ramesh

Deputy Manager·HDFC Bank Ltd

India

Master's degree, Finance

Work experience

Total years of experience: 18 years, 11 months

Deputy Manager

April 2012 - Present

HDFC Bank Ltd

India

April 2012 - Present

 Supervising the overall branch operations
 Liaisoning with Internal Inspection Department, Audit Department and Banking Operations Department for smooth functioning of the branch operations
 Handling Forex operations
 Providing regular monthly reports to RBI
 Meeting the efficiency parameters
 Cross selling banking products and third-party products
 Liaisoning with other branches and Corporate office for various operations- related matters such as IT, Audit Ratings and Requirements

Company industry:
Banking
Job role:
Accounting and Auditing

Deputy Manager

April 2009 - February 2012

Dhanlaxmi Bank

India

April 2009 - February 2012

 Supervised the overall branch operations
 Recruited staff various posts in the branch
 Monitored Cash Retention Limits, Bank Balances, ATM Cash on a daily basis
 Liaisoned with Internal Inspection Department, Audit Department and Banking Operations Department for smooth functioning of the branch operations
 Assisted Forex operations
 Handled Term Deposits, Savings Deposits, Current Deposits, RTGS, NEFT, Stock, Locker Custodian, eTDS filing
 Compiled MIS for the branch
 Handled bank reconciliation of various banks having collection arrangements or Nostro Accounts
 Involved in cross selling of banking products and third-party products
 Liaisoned with other branches and Corporate office for various operations- related matters such as IT, Audit Ratings and Requirements

Company industry:
Banking
Job role:
Accounting and Auditing

EXECUTIVE

June 2007 - June 2009

INDUSIND BANK

India

June 2007 - June 2009

Relationship Manager-Credit Sept 2008 - Jun 2009
 Evaluated the credit worthiness of the client after a detailed study of their books
 Prepared of the proposal note and co-coordinated with the Regional Office prior to the approval
 Executed necessary documents after obtaining approval from the Regional Office
 Maintained proper records and registers pertaining to credit
 Monitored quality of credit though constant client interaction and public sources to ensure that there are no surprises

Executive Operations June 2007- Oct2008
 Involved in branch operations
 Handled electronic fund transfers and office administration
 Handled account opening formalities and coordinated with regional processing centers


Retail Banking Operations
 Managed activities related to cross selling of all products and services, loans, insurance along with Investment Advisory Services and so on
 Maintained efficiency in operational workflow and operational deliverables

Started career with IndusInd Bank as Management Trainee in June 2007

Company industry:
Banking
Job role:
Accounting and Auditing

Education

Jansons School of Business

April 2007

April 2007

Master's degree, Finance

India

GPA (percentage): 84%

GPA (percentage): 84%

KRMMC

April 2005

April 2005

Bachelor's degree, COMMERCE

India

GPA (percentage): 89%

GPA (percentage): 89%

 Meena Muthiah College of Arts and Science, Chennai  Year of Passing – 2005

Skills

banking software
Expert
banking software
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Languages

English

Expert

Hindi

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