Venu Gopal Potluri

Manager at Jasper Industries Private Limited, Vijayawada

• India
• My current job since January 1996

M/s Jasper Industries Private Limited is the largest authorized dealer for M/s TATA Motors Limited in Andhra Pradesh. Also one of the DDSA of M/s TATA Motors Finance Limited, own vehicle financing arm of M/s TATA Motors Limited and also DDSA for many other NBFC’s.

Job responsibilities comprise all vehicle financing transactions including :

 Credit Appraisal of Commercial Vehicles Loan Applications of different segments of customers within the defined guidelines of M/s Tata Motors Finance and other NBFC’s
 Take decisions and recommending for approval to M/s TMFL and Channel Partners
 Decision making within the defined TAT with close coordination with channel partners
 Use performance history of customer to assess the creditworthiness in evaluation
 Identifying prospective clients, enhancing business from existing accounts, generating business from new accounts to achieve consistent profitability
 Understanding property related facts, like legal title, market value of the property etc.,
 Documentation health check and scrutiny of all supporting papers
 Regularly monitor delinquencies and manage day-to-day Collections
 Ensuring of collection of post disbursement documents
 Maintain customer relations, sort out their issues and achieve customer contentment
 Motivate and train 14 members team; Evaluate and appraise performance of the team and provide counseling from time-to-time
 Implement financial analytical techniques for vehicle finance department and train colleagues for attaining good portfolio for channel partners
 Coordinate with all the field sales teams, vehicle finance and customer service teams
 Managing strategic alliances with M/s TMFL and other Channel Partners and relationship management with key clients
 Contributing towards achievement of higher market share of M/s TMFL and Channel Partners for commercial and passenger vehicles
 Preparation and Presenting of MIS
 Monitoring Day-to-Day Operations & Administration activities of the Department which includes Banking, Disbursement, Customer Service and all the Letter Correspondence work with the principals and customers