VINOD KUMAR K, CREDIT MANAGER

VINOD KUMAR K

CREDIT MANAGER

MBUZZ TECHNOLOGIES DUBAI

Location
United Arab Emirates
Education
High school or equivalent, Commerce
Experience
25 years, 6 Months

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Work Experience

Total years of experience :25 years, 6 Months

CREDIT MANAGER at MBUZZ TECHNOLOGIES DUBAI
  • United Arab Emirates - Dubai
  • My current job since January 2021

Handling the Credit & Receivables Function. Also involved in Sales Support & Commercial Activities. Also heading the Credit & Receivables Department

Regional Credit Manager at FVC Fz LLC
  • United Arab Emirates
  • May 2018 to October 2020

Handling the Credit & Receivables related functions for the Middle East & Africa
Regions
• Expertise Knowledge in Letter of Credits, BG, CAD, LG, PG, CAD etc.
• Handling all Accounting & Relative Aspects involved in AR & Credit
• Regular Interaction with Credit Insurance companies for Risk Assessment
• Regular Meetings with Customers for analysis and fixation of Credit Limits
• Routine Analysis of Customer Statements for enhancements.
• Daily Monitoring of Receivables and Analysis of Credit Utilization
• Supervising & checking of All AR Accounts Transactions daily
• Follow Up on Accounts Receivables & Credit Control Analysis
• Co-ordination and Liaison with Banks for L/c Transactions
• Reconciliation, Review & follow-up with Debtors.
• Funds forecast, Monitoring, Allocation and Review.
• Funds Flow analysis, Reporting & Banking Functions
• Documentations, Verifications and submission of LC Documents and further
follow up with Banks for Acceptance & Payments.
• Presentation of Fund Flow & other MIS Reports to the Management on a Weekly
Basis

Regional Credit Manager at Mindware Fz
  • United Arab Emirates
  • February 2014 to April 2018

Handling the Credit & Receivables related functions for the Middle East & Africa
Region
• Expertise Knowledge in Letter of Credits, BG, CAD, LG, PG, CAD etc.
• Regular Interaction with Credit Insurance companies for Risk Assessment
• Regular Meetings with Customers for analysis and fixation of Credit Limits
• Routine Analysis of Customer Statements for enhancements.
• Daily Monitoring of Receivables and Analysis of Credit Utilization
• Supervising & checking of All AR Accounts Transactions daily
• Follow Up on Accounts Receivables & Credit Control Analysis
• Co-ordination and Liaison with Banks for L/c Transactions
• Reconciliation, Review & follow-up with Debtors.
• Funds forecast, Monitoring, Allocation and Review for AR
• Funds Flow analysis, Reporting & Banking Functions
• Documentations, Verifications and submission of LC Documents and further
follow up with Banks for Acceptance & Payments.
• Presentation of Fund Flow & other MIS Reports to the Management on a Weekly
Basis
‘Credit & Collections Manager - Empa Middle East, Jebel Ali

Regional Credit Controller at Metra Computer
  • United Arab Emirates
  • September 2011 to January 2014

Handling the Credit & Receivables related functions for the Middle East Region.
• Funds Flow analysis, Reporting & Banking Functions
• Handling all Accounting & Relative Aspects involved in Finance Budgeting
• Regular Interaction with Insurance companies for Risk Assessment
• Regular Meetings with Customers for analysis and fixation of Credit Limits
• Routine Analysis of Customer Statements for enhancements.
• Daily Monitoring of Receivables and Analysis of Credit Utilization
• Supervising & checking of All Accounts Transactions daily
• Follow Up on Accounts Receivables & Credit Control
• Co-ordination and Liaison with Banks for L/c Transactions
• Reconciliation, Review & follow-up with Debtors.
• Funds forecast, Monitoring, Allocation and Review.
• Co-ordination with various shipping Companies & Freight Forwarders for Out
bound Sea & Air shipments.
• Presentation of MIS Reports to the Management on a Weekly Basis

Risk Manager at REDINGTON Gulf Fze
  • United Arab Emirates
  • January 2010 to March 2011

Handling the Credit & Receivables related functions for the Middle East Region.
• Handling all Letter of Credits, Factoring and other banking functions.
• Handling all Accounting & Relative Aspects involved in Customer Accounts &
Receivables Management.
• Regular Meetings with Customers for analysis and fixation of Credit Limits
• Routine Analysis of Customer Statements.
• Daily Monitoring of Receivables and Analysis of Credit Utilization
• Discounting of Bills & Chq’s, Negotiation & Discounting of L/c ‘s
• Supervising & checking of All Accounts Transactions daily
• Follow Up on Accounts Receivables & Credit Control
• Co-ordination and Liaison with Banks for L/c Transactions
• Handling the Letter of Credit Transactions, DA, DP, CAD etc.
• Familiar with all Export & Import Formalities for all Countries
• Familiar with all Inspection & other aspects for exports
• Reconciliation, Review & follow-up with Debtors.
• Funds forecast, Monitoring, Allocation and Review.
• Co-ordination with various shipping Companies & Freight Forwarders for Out
bound Sea & Air shipments.
• Presentation of MIS Reports to the Management on a Fort-Nightly Basis

Risk Manager at MEA
  • United Arab Emirates
  • June 2004 to December 2009
Distributor
  • June 2004 to December 2009

(5 ½ Years)
Job responsibilities.
• Handling the Credit Related aspects for Middle East & Africa Region
• Handling all Accounting/ Relative Aspects involved in Receivables Management
• Regular Meetings with Customers for analysis and fixation of Credit Limits
• Routine Analysis of Customer Statements.
• Daily Monitoring of Receivables and Analysis of Credit Utilization Reports.
• Discounting of Bills & Chq’s, Negotiation & Discounting of L/c ‘s
• Supervising & checking of All Accounts Transactions daily
• Follow Up on Accounts Receivables & Credit Control
• Co-ordination and Liaison with Banks for L/c Transactions
• Handling the Letter of Credit Transactions, DA, DP, CAD etc
• Familiar with all Export/ Import Formalities for all ME & Africa Countries
• Familiar with all Inspection & other aspects for exports
• Reconciliation, Review & follow-up with Debtors.
• Presentation of MIS Reports to the Management on a Fort-Nightly Basis.

Accounts & Credit Officer at Aptec Gulf Ltd
  • United Arab Emirates
  • May 2000 to June 2004
Finance Executive
  • April 1997 to September 1998
Finance Executive at BPL Telecom Ltd
  • India
  • April 1997 to September 1998

Maintenance of Branch Registers & Documents
• Customer Invoicing, Pricing & Negotiations.
• Customer Follow-up, D/n & C/n, Reports.
• Liaison with Banks
• Preparation of Bank Reconciliation.
• Imprest Cash Management.
• Interaction with Branches regarding Funds Flow.
• Preparation of Funds flow analysis.
• Preparation of Payrolls & Timecards.
• Preparation of Management reports
• Preparation of Trial Balance.
• Preparation of Profit & loss Accounts.
• Preparation of Balance Sheet.
• Interaction with the Auditors for internal & statutory Audits.

Accounts Officer at Kreem Foods Limited
  • October 1996 to March 1997

Education

High school or equivalent, Commerce
  • at Mahatma Gandhi University (kottayam)
  • March 2022

in

High school or equivalent, Commerce
  • March 2022

in

Specialties & Skills

Team Management
Accounting
Credit Control
Customer Service
Financial Accounting
ACCOUNTANCY
ACCOUNTS RECEIVABLE
NEGOTIATION
REPORTS
SUPERVISORY SKILLS
ACCOUNTING
BANKING

Languages

English
Expert
Hindi
Expert

Hobbies

  • Badminton