Structured Finance Specialist
Agro Project
Total des années d'expérience :3 years, 11 Mois
Successfully structured a non-recourse financing model for a large-scale PPP agro project, attracting diverse investors through innovative blended finance solutions.
Key Achievements:
Designed robust PPP model balancing financial obligations and risks across sponsors, government, and lenders, ensuring project bankability.
Optimized capital stack leveraging thematic bonds and impact investment alongside traditional debt, aligning with sustainability goals.
Granular cash flow modeling captured unique agricultural risks across input procurement, production, processing, and distribution.
Quantified and simulated potential risks (weather, commodity prices), designing tailored mitigation strategies (insurance, hedging) within the model.
Modeled stakeholder impacts facilitating transparent communication and consensus building amidst conflicting financial objectives.
Expertise:
Financial Modeling: Proficient in building complex agricultural project models, incorporating PPP structures, diverse funding sources, and risk mitigation strategies.
Risk Analysis & Management: Skilled in quantifying and simulating agricultural risks, designing cost-effective mitigation measures within financial models.
Impact Investment: Understand the unique requirements and metrics associated with impact investing in agricultural projects.
Project Finance: Possess deep knowledge of project finance principles and best practices, ensuring bankability and financial sustainability.
Impact:
Secured investor buy-in through transparent and robust financial modeling.
Improved project bankability and attracted diverse funding sources.
Provided stakeholders with clear insights into financial implications of different scenarios.
Experienced Investment Specialist with a strong background in equity research, financial investigations, and portfolio analysis, leveraging advanced analytical skills and financial modelling expertise to effectively manage risk without compromising returns.
• Developed and implemented investment strategies, ensuring adherence to regulatory requirements and risk management frameworks
• Developed financial models to assess potential investments and identify potential risks
• Tracked prices, yields and other trends to correctly interpret impacts on investment programs.
• Created and maintained precise and accurate models, charts and reports.
• Developed financial projections and forecasts to guide investment decisions.
• Utilized statistical analysis software, for data analysis and modelling, enabling accurate assessment of portfolio risk and the development of robust financial models.
• Leveraged Microsoft Excel to manipulate, analyze, and report investment data.
• Maintained close contact with clients, utilizing strong communication skills to provide regular updates on their portfolios.
• Paid close attention to detail while analyzing investment and trade data, identifying potential risks, and resolving complex issues using advanced research and analytics.
• Implemented stress testing models to evaluate the portfolio's resilience to adverse economic scenarios, assessing potential losses and maintaining adequate capital buffers.
• Implemented portfolio diversification strategies across different asset classes, industries and geographies to minimize the impact of sectoral and macroeconomic risks, while maximizing potential returns and overall portfolio performance.
• Defined a risk appetite level, establishing the acceptable level of risk exposure for the portfolio for each client
• Conducted stress tests to assess the portfolio's resilience and evaluated the impact on expected losses, ensuring proactive risk management.
• Provided strategic support to the fiduciary practice, specializing in the asset management and fintech industry, with a strong emphasis on robo advisory solutions.
• Assisted clients with queries related to financial instruments, pricing, valuation, corporate actions, and security classification, ensuring compliance with industry regulations.
• Engaged in daily responsibilities encompassing the coordination and execution of investment strategies, portfolio management, and security selection within robo advisory models.
• Implemented rebalancing techniques, executed trades, and calculated Net Asset Value (NAV) for model portfolios, maintaining risk models to optimize portfolio performance.
• Utilized advanced online data sources and financial databases, including Morningstar Direct and Bloomberg, to conduct comprehensive research on securities, generating in-depth investment recommendations for multiple record keepers' plans.
• Played a key role in the investment selection and asset allocation process, leveraging database queries, collaborating with the investment research team, and coordinating with traders.
• Conducted thorough analysis of investment alternatives across peer groups and benchmarks, assessing risk and historical performance, and providing actionable suggestions and recommendations for security selection, asset allocation, and benchmark selection.
• Stayed updated on emerging trends in the asset management and fintech industry, attending conferences and workshops to expand knowledge and enhance investment strategies.
• Collaborated with cross-functional teams to implement improvements in robo advisory systems, enhancing efficiency, accuracy, and the overall user experience.
• Actively participated in internal investment committee meetings, contributing insights and recommendations based on in-depth market research and analysis.
• Orchestrated a highly efficient investment and hedging strategy for the company's Treasury department, optimizing risk and return profiles.
• Devised cutting-edge cross-asset risk management strategies, seamlessly integrating vanilla and exotic derivative pricing techniques to mitigate exposure across diverse financial instruments.
• Delivered comprehensive reports on investment performance, portfolio adjustments, and market advancements to senior management on a weekly, monthly, and quarterly basis.
• Executed trades swiftly and precisely, leveraging advanced trading platforms, algorithmic models, and real-time market data to capitalize on market inefficiencies and secure optimal pricing.
• Coordinated with counterparties, brokers, and financial institutions to negotiate favorable terms, execute trades, and ensure seamless settlement processes for structured derivative transactions.
• Implemented advanced pricing models and valuation techniques to accurately assess the fair value and risk parameters of mortgage-backed securities and other complex derivatives.
• Employed sophisticated hedging strategies to mitigate interest rate and prepayment risks inherent in mortgage-backed securities, optimizing risk-adjusted returns.
• Executed trading strategies in accordance with established risk limits, compliance guidelines, and regulatory requirements to ensure the company's adherence to market regulations and risk management policies.
• Actively monitored market trends, macroeconomic indicators, and geopolitical events to anticipate market movements and adjust trading strategies for mortgage-backed securities and other exotic derivatives accordingly.
• Conducted detailed due diligence on underlying assets and collateralized debt obligations (CDOs) to assess credit quality, evaluate default risks, and make informed investment decisions.
This MBA course in Financial Management gave me a comprehensive understanding of financial management and the tools necessary to build a successful career in the investment world. I learnt how to use the management process and organization to identify, assess and manage risks in an organization. I also developed the business communication skills necessary to communicate financial information and data effectively. I developed fundamental skills in financial accounting, management accounting, financial management, security analysis and portfolio management. I developed an in-depth understanding of financial markets, institutions, and services. I learnt how to strategically manage financial resources for maximum gain and minimize risks. I also had an understanding of the laws and regulations related to financial management. With knowledge of management information systems, I was able to use technology to manage and analyze large amounts of data.
The Bachelor of Technology in Computer Science & Engineering program at Kerala University emphasizes the fundamentals of computer science and engineering. It focuses on designing, developing, and managing computer systems, networks, and software applications. Through a combination of lectures, labs, and hands-on projects, students will gain the necessary knowledge and skills to work in the IT industry. It provides a strong foundation in programming, software engineering, computer architecture, databases, operating systems, and computer networks.
