Walaa belacy

AED 15B milestone-based
frameworks,
• Mobilised over USD 1B in structured financing across multiple banking relationships, optimising the
Groups capital structure and securing long-tenure credit facilities to fund large-scale projects and
regional expansion.
• Spearheaded the end-to-end IPO readiness process — leading board-level preparations,
underwriter selection, regulatory filings, prospectus preparation, and investor roadshow —
positioning the company for imminent public listing pending shareholder approval.
• Reduced Group bank debt by 80% (AED 2B to AED 250M, 2022-2024) through disciplined capital
reallocation: monetising underperforming assets, executing early debt settlements, and
renegotiating multi-bank facilities with favourable terms.
• Navigated three macroeconomic crises (2008 global downturn, 2016 UAE market correction,
COVID-19), preserving Group liquidity, reducing operational costs by up to 50%, and restructuring
AED 500M+ in debt facilities to extended multi-year repayment terms with no defaults.
• Led Steering Committee for AED 2.5B hospitality and real estate construction portfolio, overseeing
capital deployment, project financing, and financial governance for a 5-star hotel in Abu Dhabi
(AED 2B), a 4-star hotel in Dubai (AED 300M), and a commercial building in Dubai (AED 200M).
• Transformed Group liquidity by 500% over a decade (2015-2024) through comprehensive cash
acceleration: restructuring receivables cycles, deploying incentive-based collections, and
renegotiating extended credit tenors with banking partners.
• — oversaw audited financial
submissions, conducted business valuations, and maintained multi-jurisdictional compliance and
governance.
• — established multiple subsidiaries, diversifying the
business portfolio, and strengthening multi-country market presence.

1. Financial Strategy & Leadership
• Develop and implement financial strategies aligned with company goals.
• Provide actionable insights and advice to support the CEO and board decisions.
• Monitor market trends and economic forecasts to guide company direction.

2. Financial Planning, Budgeting & Analysis
• Lead the preparation of annual budgets and long-term financial plans.
• Analyze financial results and variances; recommend corrective actions.
• Develop financial models to evaluate growth initiatives or capital investments.

3. Accounting and Financial Reporting
• Ensure the accuracy and timeliness of financial reporting.
• Oversee the preparation of internal reports and external financial statements.
• Maintain compliance with local, national, and international financial regulations.

4. Cash Flow and Capital Management
• Monitor and manage company cash flow to meet operational and strategic needs.
• Structure debt and equity financing as required.
• Optimize working capital and liquidity.

5. Risk Management & Compliance
• Identify potential financial risks and develop mitigation plans.
• Ensure compliance with tax, audit, and regulatory requirements.
• Maintain strong internal controls and audit readiness.

6. Investor & Stakeholder Relations
• Prepare presentations and reports for shareholders and investors.
• Act as the main liaison with banks, auditors, and financial partners.
• Communicate company performance and strategy effectively to external parties.

7. Operational Leadership
• Partner with business units to drive operational efficiency and cost reduction.
• Lead or oversee mergers, acquisitions, and divestitures.
• Contribute to IT and systems infrastructure for financial operations.

8. Team Leadership & Development
• Build and mentor a high-performing finance and accounting team.
• Promote a culture of accountability, integrity, and continuous improvement.

Led Group-wide financial strategy, governance, and operational restructuring across a multi-entity,
multi-country group. Directed enterprise-wide financial transformation, consolidated financial
statements preparation, financial consolidation, treasury operations, and capital structure
management. Applied strategic financial leadership and business acumen as principal financial advisor
to the Board and shareholders, with full responsibility for stakeholder management across banks,
investors, auditors, and regulatory authorities.

Spearheaded financial strategy, risk management, and operational restructuring to optimize costs and
profitability. Developed finance organization strategies, aligned objectives with corporate goals, and
evaluated trends to implement improvements. Optimized financial strategies through capital forecasting
and resource identification to enhance cash flow and secure financing. Oversaw financial reporting and
process improvements, ensuring strategic alignment with business objectives.
• Achieved 35% cost reduction (2019 vs. 2015) through vendor renegotiations, office relocations to
optimize space and lower lease costs, and eliminating duplicate functions.
• Increased revenue by 25% YOY by restructuring business operations, closing non-performing branches,
and enhancing margins in software and service departments.
• Boosted EBITDA by 20% YOY through efficient cost management, streamlining process, and
performance-based employee incentives.
• Improved liquidity and cash balance by 500% (2024 vs. 2015) by accelerating receivables collections,
implementing a reward-based payment collection strategy, and securing extended credit tenors.
• Reduced group bank debt by 80%, executing strategic debt restructuring, negotiating early
settlements with favorable terms, and divesting underperforming high-value assets.
• Optimized capital allocation and cash flow by directing proceeds from asset sales toward high-interest
liabilities, negotiating lower asset maintenance costs, and securing lower bank interest rates.
• Secured over $1B in funding through strategic banking relationships, optimizing capital structure and
ensuring financial stability for long-term growth.

Ensured robust cash flow management, regulatory compliance, and financial controls across a growing
multi-entity group spanning contracting, trading, and industrial manufacturing-adjacent operations. Led
acquisition due diligence, negotiated strategic transactions, and managed cross-border financial
operations.

1. Accounting Operations
• Oversee the day-to-day accounting functions: accounts payable, accounts receivable, payroll, general ledger.
• Ensure proper recording of all financial transactions in line with accounting standards.

2. Financial Reporting
• Prepare accurate and timely monthly, quarterly, and annual financial statements.
• Maintain and reconcile all balance sheet accounts.
• Provide financial data to auditors and regulators.

3. Regulatory Compliance
• Ensure compliance with national and international accounting standards (e.g., IFRS, GAAP).
• Manage tax filings and liaise with tax authorities.
• Stay current on changes in accounting and regulatory standards.

4. Internal Controls and Risk Management
• Design, implement, and monitor internal control procedures.
• Detect and prevent accounting discrepancies and fraud.
• Conduct internal audits and coordinate external audits.

5. Budgeting and Cost Control
• Assist in the preparation of budgets and financial forecasts.
• Monitor actual performance against budget and investigate variances.

6. Systems and Process Improvement
• Implement and maintain accounting software and financial systems.
• Recommend and execute improvements to financial processes and procedures.

7. Team Leadership
• Supervise and mentor the accounting team.
• Ensure staff are trained in accounting policies and systems.