Yadhu Krishnan k m

• Forged and managed key corporate client relationships, driving increased acquisition of banking products and expanding market share within targeted segments.
• Managed structured retail banking portfolio with a focus on lending documentation and compliance adherence.
• Handled CASA onboarding, ensuring strict KYC, AML, and internal audit compliance.
• Supported loan documentation verification and preliminary eligibility checks for retail lending cases.
• Coordinated with credit and operations departments to ensure seamless processing and activation.
• Maintained audit-ready documentation and ensured 100% policy adherence in file submissions.
• Contributed to operational efficiency by reducing processing delays through structured follow-ups.

• Provided expert guidance to customers on mortgage products, home loans, and financial solutions.
• Managed inbound inquiries and ensured prompt and professional responses to client requests.
• Assessed customer eligibility, processed loan applications, and coordinated with banks for approval.
• Maintained and updated client records, ensuring accuracy and regulatory compliance.
• Achieved and exceeded monthly sales targets through proactive lead management and follow-ups.
• Developed strong relationships with clients, fostering loyalty and repeat business opportunities.
• Coordinated with internal teams to streamline mortgage processes and enhance customer experience.
• Spearheaded cross-departmental initiatives to refine mortgage sales workflows, amplifying operational efficiency and elevating client satisfaction across key stages of the
lending process.

Maintained accurate financial records, managed accounts payable/receivable, and assisted with financial reconciliations.
Supported month-end and year-end closing processes, ensuring compliance with accounting standards.
Prepared reports for management review and audit documentation.

Executed bookkeeping, payroll assistance, and bank reconciliations with high accuracy.
Orchestrated accounts payable and receivable processes, ensuring timely invoice settlements and optimizing
cash flow.
Posted journal and ledger entries, prepared financial statements and reports, and concluded monthly books.
Utilized Tally accounting software for effective bookkeeping, invoicing, and reconciling bank accounts.
Updated general, sales, and purchasing ledgers as scheduled, meticulously verifying information against
supporting documentation.
Processed payroll transactions, including wage calculations, tax withholdings, and employee benefit
contributions.
Facilitated inter-departmental communication within the accounting unit, ensuring operational workflows and
financial oversight.
Investigated and rectified discrepancies in financial records, upholding the highest standards of accuracy.