Yasheen Harkha, Manager AIRB

Yasheen Harkha

Manager AIRB

Investec

البلد
جنوب أفريقيا
التعليم
ماجستير, Finance
الخبرات
8 years, 5 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :8 years, 5 أشهر

Manager AIRB في Investec
  • جنوب أفريقيا
  • مارس 2017 إلى نوفمبر 2017

Perform credit risk profile reporting to the Board Risk and Compliance committee,
 To co-ordinate any self assessment and quantitative impact studies to be performed by the bank on Credit Risk related issues (e.g.: capital adequacy, provisioning)
 Oversight of the Group Credit Risk Management Framework, Impairment Framework, Policy and Procedure document, ICAAP framework;
 Critical involvement with both Internal and External Audit around both finance data and credit reporting ie: substantive audit and review of processes, recons, reports, analyses etc. for the returns submitted to the SARB as well as external reporting;
 To control the Pillar 3 / Annual Financial Statements disclosure process for credit risk by providing complete and accurate information into the process and reviewing for finalisation;
 Strategic forecasting and budgeting i.t.o advances and profit growth. Funds transfer pricing, capital planning, Performance Measurement and Management (Economic Value Added / NIACC)
 Concentration Risk framework (drawing up, implementation and execution of the framework and policy, and subsequent monitoring and adherence to the Board Approved framework which involves :Term Sheet Collation, Exposure Monitoring and Capital Optimisation)

Manager Regulatory Capital Reporting في Barclays Africa Group Limited
  • جنوب أفريقيا
  • نوفمبر 2016 إلى فبراير 2017

Responsible for management of a team accountable for the reporting of Capital and other related information as required by South African Reserve Bank regulations, as well as Barclays in terms of their requirements to the Financial Services Authority.
 Completion, analysis and review of SARB Capital Returns
 Accountability: Completion, analysis, review of FSA returns
 Produce monthly review packs and templates for internal reporting purposes.

Regulatory Risk Specialist في South African Reserve Bank – Banking Supervision Department (BSD)
  • جنوب أفريقيا
  • مايو 2012 إلى أكتوبر 2015

Participating in supervisory practices in relation to credit risk in banks, including inspecting banks’ risk appetite and management practices with respect to credit risk, ICAAP, credit risk on-site meetings and prudential meetings.
 Ensuring banks’ compliance with regulations governing credit risk
 Developing analytical methods to analyse and interpret risk-based regulatory data submissions
 Monitoring banks exposure to credit risk, as reported to the BSD under the standardised and internal ratings-based approaches
 Lead teams on thematic reviews undertaken in the market for e.g.: Commercial Property Finance Thematic review, Unsecured lending Thematic review, Impairment thematic review
 Developing and maintaining regulations and instructions governing statutory
Curriculum Vitae - Y Y Harkha
requirements for credit risk, Liquidity risk and Capital adequacy

Credit Risk Reporting Manager في First Rand Banking Group – Group Credit Risk Management (GCRM)
  • جنوب أفريقيا
  • يوليو 2008 إلى أبريل 2012

Perform credit risk profile reporting to the Board Risk and Compliance committee,
 To co-ordinate any self assessment and quantitative impact studies to be performed by the bank on Credit Risk related issues (e.g.: capital adequacy, provisioning)
 Oversight of the Group Credit Risk Management Framework, Impairment Framework, Policy and Procedure document, ICAAP framework;
 Critical involvement with both Internal and External Audit around both finance data and credit reporting ie: substantive audit and review of processes, recons, reports, analyses etc. for the returns submitted to the SARB as well as external reporting;
 To control the Pillar 3 / Annual Financial Statements disclosure process for credit risk by providing complete and accurate information into the process and reviewing for finalisation;
 Strategic forecasting and budgeting i.t.o advances and profit growth. Funds transfer pricing, capital planning, Performance Measurement and Management (Economic Value Added / NIACC)
 Concentration Risk framework (drawing up, implementation and execution of the framework and policy, and subsequent monitoring and adherence to the Board Approved framework which involves :Term Sheet Collation, Exposure Monitoring and Capital Optimisation)

الخلفية التعليمية

ماجستير, Finance
  • في GIBS
  • نوفمبر 2014
ماجستير, Finance
  • في Institute of Chartered Accountants in England and Wales
  • سبتمبر 2008
دبلوم عالي, Finance
  • في University
  • نوفمبر 2005
بكالوريوس, Finance and Taxation
  • في RAU (Rand Afrikaans University)
  • نوفمبر 2004

Specialties & Skills

Credit Risk
Economic Capital
Regulatory Capital
Credit Review

اللغات

الانجليزية
اللغة الأم
الأفركانية
متوسط
الغوجاراتية
متوسط

العضويات

CIMA
  • Associate
  • November 2008