zamel alqahtani, Relationship Manager Corporate Banking

zamel alqahtani

Relationship Manager Corporate Banking

riyadbank

Location
Saudi Arabia - Alahsa
Education
Master's degree, MSc management
Experience
9 years, 5 Months

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Work Experience

Total years of experience :9 years, 5 Months

Relationship Manager Corporate Banking at riyadbank
  • Saudi Arabia - Dammam
  • My current job since December 2015

Job Description:

 Build and manage a lending portfolio that covers all sectors.
 Prepare all required information and documents related to credit reports.

 Analyze and Evaluate clients' financial statements and positions using Moody’s financial analyst spread sheet software.
 Qualitative analysis that includes the examination of quality of management, clients’ character, reputation, competency (experience and qualifications), company’s market position and future strategies.
 Assess the client’s business, operational, financial, and credit risks.
 Evaluate the capacity of clients to fulfill obligations by preparing cash flow projection analysis.
 Deal structuring to ensure the proper facility structure.
 Identify the primary and the secondary source of repayment.
 Prepare credit reports and recommendations.
 Monitor clients' relationship and utilization of credit facilities

Principal Coordinator, Operation at VINNELL ARABIA
  • Saudi Arabia - Alahsa
  • January 2015 to November 2015

Job Description:

 Provides coordination for range operations and technical.
 Arabic translation support in written and oral format from Arabic to English within specialty area.
 Checks the translations of all Arabic language products within section.
 Advises and assists with matters of Arabic culture, customs and traditions.
 Assists units and contractor personnel in coordinating range activities.

Education

Master's degree, MSc management
  • at University of Hertfordshire
  • July 2014

Specialties & Skills

Problem Solving
Credit Control
Credit Risk
Data Analysis
Planning, organizing, and integration skills.
Ability to develop skills according to the needs of the work
Able to Persuade and influence others and provide advices.

Languages

English
Expert
Arabic
Native Speaker
French
Beginner

Memberships

Neom smart city (gorp)
  • member
  • October 2018

Training and Certifications

 Diploma in public relation and marketing, (Training)
Training Institute:
Midlands Academy of Business and Technology
Duration:
40 hours
Diploma in Entrepreneurship and leadership management, (Training)
Training Institute:
Midlands Academy of Business and Technology
Date Attended:
June 2011
Duration:
40 hours
 Intensive course in INTERPRETATION (Training)
Training Institute:
VINNELL ARABIA
Date Attended:
April 2015
Duration:
35 hours
 Intensive course in COMBAT OPERATIONS (Training)
Training Institute:
VINNELL ARABIA
Date Attended:
April 2015
Duration:
35 hours
 Intensive course in MILITARY TRANSLATION. (Training)
Training Institute:
VINNELL ARABIA
Date Attended:
April 2015
Duration:
70 hours
Bank Credit & Lending (Training)
Training Institute:
Attended The International Faculty of Finance
Date Attended:
November 2016
 Financial Analysis (Training)
Training Institute:
Attended The International Faculty of Finance
Date Attended:
October 2016
Credit Portfolio Risk Management (Training)
Training Institute:
Attended The International Faculty of Finance
Date Attended:
October 2016
Contract Finance. (Training)
Training Institute:
Al-Tawail Management Consulting & Training Program
Date Attended:
December 2016
Small and medium enterprises credit analyst program (Certificate)
Date Attended:
January 2018

Hobbies

  • interesting in Politics
  • interesting in global warming
  • Golf
  • Skiing