Senior Manager, Risk Governance, Middle East
Standard Chartered
Total des années d'expérience :23 years, 2 Mois
Senior Manager, Risk Governance, Middle East Sept 2019 to current
Standard Chartered Bank- United Arab Emirates.
Responsible for supporting CRO UAE and Middle East in ensuring that Enterprise Risk Management Framework is effectively implemented across MENA. The other responsibilities are: supporting CRO in bedding down the Operational Risk Framework, carrying reviews and regulatory stress tests including ICAAP, setting up risk appetite and monitoring compliance, managing the secretarial function of the various Risk Committees in UAE and managing risk governance for the region.
Appraised and contributed to the development of strategic plans and alignment with risk appetite of UAE including DIFC and MENA.
Developed business plans with the provision of cost and impairment forecasts and a balanced judgment on the external environment within the region.
Ensuring consistency in the application of the Risk Management Framework across all areas of Operational Risk (OR) under Basel II.
Design and implement an effective governance structure to exercise oversight in the management of Operational Risk, consistent with internal and external expectations of stakeholders and regulators.
Supervise risk taking decisions against OR capital and tolerance/appetite.
Conducting Operational Risk Stress Testing and additional oversight of Operational Risk capital adequacy assessment as part of the Internal Capital Adequacy Assessment Process (ICAAP) & Supervisory Review and Evaluation Process (SREP).
Formulate a culture of intelligent risk rating and assure compliance to regulatory and statutory provisions.
Regularly assess all key controls against the country risk profile to monitor exceptions and identify gaps.
Optimise portfolio of control design and implantation by regularly assess existing control standards, key risk indicators (KRIs) and key control indicators (KCIs) to ensure cost effectiveness, efficiency and relevance.
Approval of Root Cause Analysis and acceptance of risk under approved delegation in the region.
Designed effective process controls for processes prone to material risk or process control failure and where process controls cut across multiple Operational Risk Control Areas throughout the organisation.
Systematic monitoring of control effectiveness through the implementation (and monitoring) of KCIs and with reference to independent sample testing.
Challenging the completeness of risk identification, monitoring and control activities across Operational Risk Control Areas, especially in response to internal and external changes and any evidence of control weakness.
Risk Profile Reviews - Review the country risk profile and approve Gross Risk Ratings and Residual Risk Ratings.
Risk mitigation plan approval in accordance with risk management strategies.
Country Project Review - provide Operational Risk perspective for country projects.
Country Strategy Review - provide Operational Risk perspective for country strategy as required.
Country Addenda Review and approval under Global Product guides and business plans.
Project Management for Operational Risk Framework Roll-out bank wide.
Participate in guest audit reviews, regulatory examinations, market risk forums and management teams.
MBA - Banking & Finance