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Zeina Zogheib, Head of Retail Department

Zeina Zogheib

Head of Retail Department·BSL BANK

Lebanon

Master's degree, Business and Management

Work experience

Total years of experience: 12 years, 8 months

Head of Retail Department

January 2016 - March 2022

BSL BANK

Beirut, Lebanon

January 2016 - March 2022

• Optimizing workflow and processes between the branches
• Participate actively in the marketing strategy of the Retail business line
• Prepare annual plan / budget with the concerned departments
• Developing & re-lifting Retail banking products and services
• Identify trends, opportunities and threats for all product groups and propose corresponding measures
• Setting marketing campaigns & internal challenges to boost sales and increase cross selling
• Daily follow-up on sales performance versus targets
• Monthly review on the set targets of the branches in collaboration with the consumer banking department
• Providing training sessions for branch staff
• Pro-active assistance in developing communication / marketing campaigns
• Escalating monthly sales reports & statistics to management
• Lead the team for customer initiatives to maximize product sales potential
• Data analysis of customer’s behavior and cross sell
• Implementation & monitoring of the incentive program
• Implementation of the CRM system (Lead Management System)
• Extract data from the CRM and analyze the customers activities
• Responsible of the Call Center department
• Develop winning objectives for the call centers day-to-day activities (set target, write down scripts, organize challenges, etc.)
• Participation in the annual appraisals of the sales people at the branches
• Controls the progress and quality of performance
• Participation in the recruitment process of new candidates for the sales position
• Proactively identify and initiate outbound campaigns to create new lines of revenue
• Responsible of the loan’s securities (all loans should be related to an insurance policy)

Company industry:
Banking
Job role:
Banking

Head of Sales Unit | Housing & Car Loan Unit

January 2015 - October 2015

Banque Libano-Française

Beirut, Lebanon

January 2015 - October 2015

•Managing the daily activities of the sales team
•Maintaining good relationships with the real estate developers and privileged car dealers
•Monitoring the achievement of the team in cooperation with the head of Retail
•Monitoring of the different stages of a file based on well-predefined KPI's
•Study the file then send it to the Risk Committee
•Ensure that the sales agents offer customers a range of other complementary products or services
•Propose changes or improvements to the car or housing loan to the R&D department if necessary

Company industry:
Banking
Job role:
Banking

Senior Head of Product

January 2013 - December 2013

Banque Libano-Française

Beirut, Lebanon

January 2013 - December 2013

•Maintaining good relationships with Corporate Clients in the real estate field and brokers
•Monitoring the achievement of the sales targets
•Animation of the housing loan products (through Direct Mailing, SMS campaigns, launching of special offers, join events, etc.)
•Assisting VIP clients in order to offer them privileged services
•Sustaining an impeccable follow-up on all housing loan files
•Insuring commercial support to all BLF branches
•Finding new prospects and potential clients to work with

Company industry:
Banking
Job role:
Banking

Senior Strategic Marketing Officer

January 2011 - December 2011

Banque Libano-Française

Beirut, Lebanon

January 2011 - December 2011

•Monitoring the implementation of the annual business plan
•Managing from A to Z the bank’s business events (Fairs, congresses, forums, etc.)
•Promoting and monitoring group offers to Corporate clients
•Direct actions for customer loyalty and conquest leads
•Communicating the new product to the branches
•Assisting and supporting the branches for understanding and marketing the Bank’s products and services
•Monitoring the sales of the bank’s products and services

Company industry:
Banking
Job role:
Banking

Research and development Coordinator

September 2009 - December 2010

Banque Libano-Française

Beirut, Lebanon

September 2009 - December 2010

•Weekly updates on the competitor’s products
•Monthly benchmarks and mystery shopper visits
•Web mastering of an internal Sharepoint called “Salesbook”
•Creation of new platforms for Intranet, using Dreamweaver and BICMS
•Analyzing the new launched banking products or services and proposing counter offers
•Coordination between the departments to launch BLF’s products and services
•Re-lifting of the existing products to be up-to-date and in alignment with the competition

Company industry:
Banking
Job role:
Banking

Partner Sales Force Connect Coordinator

February 2009 - May 2009

Cisco Systems

Beirut, Lebanon

February 2009 - May 2009

• Promoting different projects such as OIP | Opportunity incentive program and PSFC - Partner Sales Force Club
• Organizing meetings and conference calls for Cisco products
• Maintaining Cisco Channel Partners point of contact’s data base
• Arranging trainings and managing metrics
• Content manager for all activities related to PSFC

Company industry:
IT Services
Job role:
Information Technology

Marketing Coordinator, Levant Region

February 2008 - January 2009

Cisco Systems

Beirut, Lebanon

February 2008 - January 2009

•Working with North Africa Levant marketing managers to develop Levant Public Relation plan
•Executing public relation programs across Levant to raise of Cisco brand, products, technologies and corporate social responsibility to target audience
•Managing press events
•Managing outside suppliers (agencies, graphic designers, writers etc.)
•Managing local industry events including invitations, branding, logistics and giveaways
•Contributing in managing Expo Levant in Jordan
•Acting as marketing point of contact in Levant working with North Africa Levant campaign, PR, Operations and events managers

Company industry:
IT Services
Job role:
Information Technology

Marketing Coordinator

January 2007 - November 2007

BSO Recruitment Agency

Beirut, Lebanon

January 2007 - November 2007

•Contributing in the set-up of the annual marketing plan
•Contributing in designing and developing BSO’s website
•Contributing in the creation of the brochures and flyers
•Market studies (Research and Statistics)
•Setting meetings with potential clients
•Follow-up with current clients

Company industry:
Recruitment & Employee Placement Agency
Job role:
Human Resources and Recruitment

Education

USJ, Saint Joseph University

July 2011

July 2011

Master's degree, Business and Management

Lebanon

GPA (percentage): 75%

GPA (percentage): 75%

Title

USJ, Saint Joseph University

July 2008

July 2008

Master's degree, Marketing

Lebanon

GPA (percentage): 75%

GPA (percentage): 75%

Title

USJ, Saint Joseph University

July 2006

July 2006

Bachelor's degree, Business and Management

Lebanon

GPA (percentage): 75%

GPA (percentage): 75%

Title

Skills

Coordination
Expert
Coordination
Expert
Dynamic Leader
Expert
Dynamic Leader
Expert
High Energy
Expert
High Energy
Expert
Organised
Expert
Organised
Expert
Self driven
Expert
Self driven
Expert
MARKET PLANNING
Expert
MARKET PLANNING
Expert
CUSTOMER RELATIONS
Expert
CUSTOMER RELATIONS
Expert
SALES
Expert
SALES
Expert

Languages

Arabic
Expert
English
Expert
French
Expert