Zuhair Al Fateel

•Managing a credit portfolio of more than SR 4 Billion in Central Region.

Gulf International Bank (GIB) - Riyadh, Saudi Arabia 2011-current Corporate Credit Manager, Corporate Banking Group (CBG)
• Prepared credit reviews for the assigned client portfolio in accordance with the GIB guidelines and obtained approvals from top risk management group.
• Effectively managing and building a portfolio of clients worth more than 2Bln in the corporate segment, with more than SR 300MM annual revenue size, and effectively identifying cross-sell opportunities.
• Active portfolio manager by visiting clients to identify and anticipate their financial needs,
match products and services to help fulfill those needs, assure a high level of customer satisfaction.
• Conduct due diligence and built financial models to assess loan structure and examine financial
position, and do comprehensive valuations for current/prospect Clients.

Arab National Bank (ANB) - Head Office, Riyadh, Saudi Arabia
Credit Risk Analyst, Risk Management Group (RMG)
• Analyze and inspect the bank's credit portfolio as an ongoing process to avoid any future credit problems.
• Review credit proposals for corporate and commercial banking in terms of credit facilities, associated
risks and mitigations.
• Prepare the monthly, quarterly, and yearly "Credit Risk Analysis" reports to the senior management.
Reports summarize the credit risk exposures of the Bank as well as the risk profile of the credit portfolio.
• Develop credit planes and strategies to grow up with the Bank's portfolio and improve its quality.

Samba Financial Group (SAMBA) - Head Office, Riyadh, Saudi Arabia 2005-2006 Relationship Manager/ Credit Analyst, Commercial Business Services (CBS)
• Managed a credit portfolio, about SR 500 million, covering different sectors.
• Received three SPOT awards for outstanding performance and for the achieved target.
• Prepared initial, annual, and interim credit packages reviews and obtained approvals for the recommended facilities.
• Processed credit applications in accordance with SAMBA policies and procedures.
• Analyzed financial statements to determine qualities of the loan requested and recommend structure.
• Established and developed new business relationships to maximize Bank's profits.