Abdul Rahim Assaf, Credit Officer

Abdul Rahim Assaf

Credit Officer

Emirates Islamic Bank

Location
United Arab Emirates - Dubai
Education
Bachelor's degree, Englsih Language
Experience
17 years, 5 Months

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Work Experience

Total years of experience :17 years, 5 Months

Credit Officer at Emirates Islamic Bank
  • United Arab Emirates - Dubai
  • My current job since November 2006

1. Evaluation, development and implementation of credit risk strategies, policies and procedures related to aspects of the end to end credit process.
2. Detailed Understanding of the policies, procedures and strategies employed to manage this credit risk.
3. Understanding of regulatory and market good practice in the areas of credit risk management and the credit risk process.
4. Analyze credit data, financial statements and market trends to determine the degree of risk involved in extending credit.
5. Review of accounts’ grades and making amendments, override as per change in account risk profile.
6. Preparation of credit appraisals, financials analysis, credit observations and recommendations to reduce and/or control risk.
7. Translation of audit reports from Arabic into English and vise versa for higher management.

Domain expertise at:

1. Corporate Credit
2. Corporate Real Estate Credit
3. SME Credit

Education

Bachelor's degree, Englsih Language
  • at Intermediate University College
  • September 1992

Ongoing: London School of Economics (External Program) BSc Banking & Finance 2003-2004 Emirates Institute for Banking And Financial Studies Higher Banking Diploma, Associate of Institute of Canadian Bankers (AICB) (Honour Degree) Sharjah, UAE

Specialties & Skills

Credit Risk
Banking
Microsoft PowerPoint
Risk Management
Microsoft applications – Word, Excel, PowerPoint

Languages

English
Expert
Arabic
Expert