Credit Officer
Emirates Islamic Bank
Total years of experience :17 years, 5 Months
1. Evaluation, development and implementation of credit risk strategies, policies and procedures related to aspects of the end to end credit process.
2. Detailed Understanding of the policies, procedures and strategies employed to manage this credit risk.
3. Understanding of regulatory and market good practice in the areas of credit risk management and the credit risk process.
4. Analyze credit data, financial statements and market trends to determine the degree of risk involved in extending credit.
5. Review of accounts’ grades and making amendments, override as per change in account risk profile.
6. Preparation of credit appraisals, financials analysis, credit observations and recommendations to reduce and/or control risk.
7. Translation of audit reports from Arabic into English and vise versa for higher management.
Domain expertise at:
1. Corporate Credit
2. Corporate Real Estate Credit
3. SME Credit
Ongoing: London School of Economics (External Program) BSc Banking & Finance 2003-2004 Emirates Institute for Banking And Financial Studies Higher Banking Diploma, Associate of Institute of Canadian Bankers (AICB) (Honour Degree) Sharjah, UAE