Lead Internal Auditor
FNB Bank
Total years of experience :16 years, 11 Months
• Spearheaded a team of 4 auditors assigned to review Corporate Governance, Risk Management, Treasury Operations, Financial Control, Corporate Credit and Compliance.
• Performed strategic planning, execution and finalization of audits.
• Developed and enforced audit policies and audit programs to address risks and ensure compliance with regulatory requirements.
• Identified control gaps and weaknesses in processes, procedures and systems through in-depth research and assessment and suggested methods for improvement.
• Finalized a risk-based internal auditing manual and a risk rating system.
• Interviewed business owners, explained audit scope and conducted exit interviews to communicate audit findings and value adding recommendations.
• Revamped and prepared audit presentations for Audit Committee and reviewed reports addressed to Senior Management and Central Bank.
• Uncovered, investigated and reported on several fraud cases.
• Developed internal audit framework including internal audit charter, policy, risk rating methodology and risk register in less than 2 months.
• Tailored and managed project plans for internal audit assignments.
• Assessed material control deficiencies and recommended over 20 cost-effective vital controls in order to prevent fraud and rotect company assets.
• Established specific audit templates to be used by team members.
• Coordinated with external auditors to ensure an efficient and effective Audit process.
• Reported achievements, findings and concerns to the Audit Committee.
• Presented to the Credit Committee well supported assessments of applicants’ creditworthiness and risks involved in commercial and retail lending.
• Collaborated with management to evaluate credit strategies and develop improvements.
• Drove delinquency levels from over 4% to below 1% as a result of sound credit risk assessment and continuous follow-up.
• Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
• Presented to the Credit Committee well supported assessments of applicants’ creditworthiness and risks involved in commercial and retail lending.
• Collaborated with management to evaluate credit strategies and develop improvements.
• Drove delinquency levels from over 4% to below 1% as a result of sound credit risk assessment and continuous follow-up.
• Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
• Acquired over 100 new customers and surpassed sales goals by over 35% through implementation of effective marketing strategies.
• Delivered exceptional customer service to every customer by leveraging extensive knowledge of products and services and creating welcoming, positive experiences.
High Distinction
High Distinction