Credit Manager.
Qatar Media Services LLZ
مجموع سنوات الخبرة :23 years, 10 أشهر
Oversees the credit facility of new and existing accounts.
Evaluates and recommends approval of clients’ credit limits, manages credit exposures, coordinates credit activities with clients and other internal departments, and ensures compliance with corporate credit policies and internal controls.
Identifies potential problem accounts for collection leverage.
Manages and Develops client relationships, and actively interacts with other internal departments to determine solutions that meet clients needs while balancing risk.
Report monthly collection goals to CFO and works with finance manager to forecast Day Sales Outstanding Ratio (DSO).
Establishes and maintains job accounts
Reviews credit files and maintain accurate, timely and complete clients credit files including latest fiscal year end and interim financial statements, rating agency information, payment histories.
Responsible for reviewing and controlling the risk and credit exposure associated with the Accounts Receivable base.
Visits clients when necessary to promote communication and resolving issues including credit hold due to exceeding credit limits and/or past due accounts.
Develops comprehensive credit scoring model to objectively and quantitatively manage credit risk.
Stays updated with current credit industry developments.
Ensures prompt collection of accounts receivables and supervises credit section and its colleagues if applicable.
A. Financial Duties:
Overseeing all aspects of the management of accounting and financial activities, including, financial reports and audit functions.
Provide recommendations towards company accounting policies and application of accounting standards
Cash Management and budget preparation
Cost and credit control.
Work with external auditors, legal offices and consultants. Manage banks, clients, and vendor's relationships.
Proactively follow changes in laws and accounting standards as well as makes sure they are accounted for.
Supervise reviews and updates of the Chart of Accounts based on business requirements and reporting structure
In liaison with IT team supervise development and maintenance of accounting systems and applications to ensure valid, accurate and timely financial and non-financial information
Assist in company procurement, vendors selection, and contracts approval process
Monthly submission of KPIs: (financial reports, financial records and assure its accuracy and compliance with the regulations. Flawless audit report, ensure budgets are achieved).
B. Administrations, HR Duties:
Manage personnel recruiting and staffing process, employment and compliance to regulatory concerns, employee relations; compensation and benefits. Payrolls
Direct general office administration, purchases, maintenance contracts, inventory control, license and government relations (visa’s work permit & residency). And assure all new regulation are met and implemented..
Liaising with IT department to assure the office systems are running smoothly to maintain the work flow (Navision software, CRM, attendance software and intranet)
Liaising with the legal department and UAE legal parties on company legal issues (JAFZA, TECOM, Notary Public, .etc.)
Working in E.C.C system (Electronic Clearing CHEQUES System) direct line with Central Bank of Jordan to give approves to the inward cheques and passing the necessary transactions.
Coordinate with the treasury Department to maintain the bank account balances in healthy situation within the rules and conditions of the Central Bank of Jordan.
Reconciliation for local branches follows up the daily bank.
Other project as assigned.
Acts as the first point of contact for customers, especially for new customers, answer their queries and provide information about various products and services offered by the Bank. Proactively markets the Bank's products to increase sales volume and profitability and to achieve or exceed set targets and goals.
Assists customers in filling in various forms and applications as requested such as opening an account; applying for an ATM, credit cards and checkbook; standing order instructions...etc. in a friendly and courteous customer approach.
Provides coordination with tellers and branch operations on an "as is needed" basis to ensure smooth operations, timely and friendly service delivery and customers satisfaction.
Performs certain customer related tasks such as posting account opening, customers' data maintenance, issue of balance/no liability certificates...etc
In coming & out going Transfers & foreign CHEQUES section.
Customers Salaries & follow up the due monthly installments (credit cards / loans installments).
Internal & External standing orders.
Fixed Deposit Accounts.
Collection & purchasing CHEQUES (local & foreign).
- Record the financial transaction according to the advised documents.
- Audit the payment vouchers with each purchase orders & invoices.
- Control the inventories (rice & grain, raw material, & spare parts) by Entering delivered & issue vouchers.
- Bank & cash reconciliations
- Follow up pending orders & L/C that must be closed and recorded at the end of month - Recording the closing entries.
- Prepare the trial balance.
Prepare daily entries, posting to ledgers, bank reconciliations; prepare the final financial statements, Sales tax.
Prepare & send daily/weekly reports to the head management summarizing the spending payments, occupation rates, average rates, revenues comparative with last month, & last year (YTM, YTD)
Salaries & wages, Social Security, Personnel Income Tax, Follow up the licenses & subscriptions with Jordan Hotel Association (JHA) & Ministry Of Tourism.
Cost Section, Dealing with production orders vouchers, raw material stores vouchers (in & out).
Bachelor of Science in Accounting in the faculty of Economics and Administrative Sciences. With an average of 72.4%.