محسن محسن

Underwriter

National General Insurance

البلد: الإمارات العربية المتحدة - دبي
التعليم: دبلوم عالي, AIII
الخبرات: 11 years, 9 أشهر

الخبرة العملية

مجموع سنوات الخبرة :11 years, 9 أشهر

Underwriter في National General Insurance

الإمارات العربية المتحدة - دبي
أشغل هذه الوظيفة منذ يونيو 2014

Key responsibilities
 Underwriting of various general insurance products like Fire insurance, Engineering insurance, Property & Casualty insurance and other miscellaneous insurance
 Review risks by evaluating the survey reports and risk exposure calculations within treaty capacities and risk class category
 Interact with the various types of clients, holding discussions with them, assessing their insurance requirements, review adequacy of scope coverage
 Calculating possible risks, and deciding how much individuals or organizations, should pay for insurance, and ensuring that premiums are competitive
 Negotiating, preparing and submitting indications, quotations and contracts with clients
 Follow-up on indications/quotations/proposals status and perform any necessary revisions.
 Taking ownership of client's account, resolving queries and problems in a timely and efficient manner
 Handling multi-line commercial accounts over Dhs 500, 000, 000 values insured
 Insurance and Reinsurance Facultative risk placement
 Assessing and Evaluating inwards risks within treaty capacity and underwriting
guidelines / parameters
 Serving as technical expert, assisting department members to resolve complex issues
 Establishing and maintaining fruitful relationship with existing and potential clients

Additional experience includes:-
 Gained working experience in various types of claims including property claims, liability claims and medical claims
 Policy issuance/Endorsement/Renewals of General Insurance with the help of Citrix Software and QMS Software (Quotation management System)
 Taking care of all medical insurance enquiries and provide quotation to clients/broker as per their requirement

Account executive في Gargash Insurance

الإمارات العربية المتحدة - دبي
أبريل 2013 إلى مايو 2014

 Handling group medical insurance and individual medical insurance
 Providing competitive quotation to the clients (groups, SME and Individual)
 Analyzing claims to determine extent of company’s liability, making approval or denial decisions, and negotiating settlements with claimants in accordance with policy provisions
 Maintaining relationships with the existing & new clients by calls, visits and timely follow-ups
 Assisting the existing clients at the time of renewals and selling additional lines of coverage where applicable
 Securing new clients, generating new businesses, and maintaining the highest level of customer service
 Maintaining technical knowledge and efficient customer servicing
 Preparing weekly & monthly reports and submitting to the management

Relationship manager في Anand Rathi Insurance broker

الهند - دلهي
أغسطس 2012 إلى مارس 2013

 Promoting all kinds of general insurance products and ensure high level of customer service delivered in terms of business, claims handling, renewals and follow up.
 Studied customer setup and requirement, technical discussion, and offer the best solution regarding general insurance to meet client requirements
 Technical discussions, pre-inspections and post inspections at the plants and factories, and then prepared and shared inspection reports with the clients
 Prepared loss minimization techniques and presented the same to the clients
 Provided competitive insurance products & solutions to the clients
 Maintained relationships with the existing & new clients to ensure timely renewals

الخلفية التعليمية

دبلوم عالي, AIII

في Insurance institute of India
يونيو 2015

AIII - Associate in insurance (Insurance institute of India, Mumbai) This is specialized course in insurance which is including of underwriting, claims management and risk management etc.

ماجستير, MS in general insurance

في National law university, school of insurance studies, jodhpur
يونيو 2012

MS( Insurance) is an 1 Year Degree course Specially conducted by School of Insurance Studies under National Law University, Jodhpur, to fulfil market demand of efficient Risk Managers in Insurance Market. And ability to analyzes and classifies risks as to frequency and potential severity, and measures financial impact of risk on company. This Course is designed by experts according to the needs of Insurance market. It mainly covers 1. Fire Insurance. 2. Loss Control & Risk Inspection 3. Risk Management 4. Engineering Insurance 5. Motor Insurance 6. Accident Insurances 7. Miscellaneous Insurances 8. Insurance Regulations 9. Reinsurance and underwriting 10. Marine insurance RISK INSPECTION CONDUCTED/PLANNED: 1. Arihant Solvex Pvt Ltd,Bikaner,Rajasthan 2. M/s Bisme Rabbik Cold Storage,Bikaner,Rajasthan 3. Shri Krishna Auto Sales,Maruti Dealer Point,Jodhpur. 4. Ambuja Cement,Beawar 5. Neyveli Lignite TPS,Barsingsar TRAINING AND ACADEMIC PROJECTS: 1)Load forecasting in deregulated regime using artificial neural network. 2)project: Multi channel door alarm with display 3)“Robotics & its application” 4)Participated In “ROBOTIC WORKSHOP” organized by Indian institute of information Technology (IIIT), Pune 5)Training 4 weeks training at Rajasthan Rajya Vidyut Prasaran Nigam Ltd (RRVPNL) on 400 KV Grid Sub-Station.