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Abdul Rafay Khan, Finance & Accounting Manager (Retail & E-commerce)

Abdul Rafay Khan

Finance & Accounting Manager (Retail & E-commerce)·RIS Furniture

Saudi Arabia

High school or equivalent, Accounting

Work experience

Total years of experience: 17 years, 0 months

Finance & Accounting Manager (Retail & E-commerce)

August 2025 - Present

RIS Furniture

Jeddah, Saudi Arabia

August 2025 - Present

Led ERP migration from Sage to Odoo, ensuring accurate opening balances and
COA setup.
Managed treasury operations, arranging short-term loans for vendor and bill
financing.
Recorded and controlled all bank payments, accounts, and loan repayment
schedules in Odoo.
Prepared and filed quarterly VAT returns in compliance with ZATCA; coordinated
annual audits.
Executed vendor payments as per credit terms and performed monthly vendor
reconciliations.
Prepared DSRs and reconciled omnichannel revenue including Shopify, Google
Ads, and card SOAs.
Oversaw P2P cycle by tracking RFQs and ensuring timely recording of all
procurement bills.
Company industry:
Home & Office Furniture

Finance & Accounting Manager

August 2025 - Present

Reliance Retail

Jeddah, Saudi Arabia

August 2025 - Present

Led ERP migration from Sageto Odoo, ensuringaccurate opening balances and Chartof
Accounts (COA) setup.
Managed treasury operations, arrangingshort-term bankfinancingforvendors and bill
discounting.
Controlled bank payments, loan schedules, and cash flow monitoringwithin Odoo.
Prepared and filed quarterlyVAT returns in compliancewith ZATCA regulations.
Coordinated annualexternalaudits and resolved auditobservations efficiently.
Executed vendor payments peragreed creditterms and performed monthlyvendor
reconciliations.
Prepared DailySales Reports (DSR) and reconciled omnichannel revenue (Shopify, GoogleAds,
POS, card SOAs).
Oversawthe Procure-to-Pay (P2P) cycle, ensuringtimely bookingofprocurement invoices.
Company industry:
Retail & Wholesale
Job role:
Accounting and Auditing

Chief Accountant GL

April 2024 - July 2025

TUV Austria International

Riyadh, Saudi Arabia

April 2024 - July 2025

Oversaw accounts payable (AP), accounts receivable (AR), general ledger
(GL), and banking operations, ensuring utmost accuracy and operational
efficiency.
Managed and mentored a team ofjunior accountants, fostering
professional growth and enhancing departmental performance.
Prepared monthly, quarterly, and annual financial statements, delivering
timely insights for strategic planning.
Ensured compliance with tax laws and accounting standards, mitigating
risks associated with financial regulations.
Streamlined the reconciliation process, reducing the closing time by 20%
and improving overall workflow efficiency.
Company industry:
Laboratory & Quality Control
Job role:
Support Services

Chief Accountant – General Ledger

April 2024 - July 2025

TÜV Austria International

Riyadh, Saudi Arabia

April 2024 - July 2025

Oversaw GL, AP, AR, and banking operations, ensuring accuracy and compliance with
accounting standards.
Prepared monthly, quarterly, and annual financial statements for management and
stakeholders.
Led and mentored junior accountants, improving departmental efficiency and performance.
Ensured compliance with tax laws, IFRS, and internal control policies.
Streamlined reconciliation processes, reducing closing cycle by 20%.
Company industry:
Laboratory & Quality Control
Job role:
Accounting and Auditing

Accounting Supervisor

January 2022 - February 2024

Global Accounting Consultancy Riyadh

Riyadh, Saudi Arabia

January 2022 - February 2024

Prepared comprehensive financial reports and managed GL and financial
closing operations, ensuring precision in fiscal records.
Maintained an asset register, VAT reports, and reconciliations, reinforcing
financial integrity.
Trained staff and administered client financial data using ERP systems,
enhancing data accuracy and user proficiency.
Improved accounts receivable collection efficiency, reducing overdue
accounts by 30% and optimizing cash flow.
Company industry:
Accounting
Job role:
Accounting and Auditing

Accounting Supervisor

January 2022 - February 2024

Global Accounting Consultancy

Riyadh, Saudi Arabia

January 2022 - February 2024

Managed financial closing, GL accounting, and statutory reporting for multiple clients.
Maintained fixed asset registers, VAT reports, and balance sheet reconciliations.
Trained accounting staff and administered client ERP systems, improving data accuracy.
Improved accounts receivable collections by 30%, strengthening cash flow.
Company industry:
Accounting
Job role:
Accounting and Auditing

Senior Accountant (AP/AR/GL)

May 2017 - December 2021

Samaco Group Jeddah

Jeddah, Saudi Arabia

May 2017 - December 2021

Supervised closing procedures and daily GL transactions, ensuring
adherence to best practices in financial management.
Led the accounting department, actively reviewing sales reports for
accuracy and compliance.
Coordinated internal and external audits, achieving a 100% compliance
rate and reinforcing corporate governance.
Company industry:
Accounting
Job role:
Accounting and Auditing

Senior Accountant (AP / AR / GL)

May 2017 - December 2021

Samaco Group

Jeddah, Saudi Arabia

May 2017 - December 2021

Supervised daily accounting operations and month-end closing activities.
Reviewed sales and revenue reports to ensure compliance and accuracy.
Coordinated internal and external audits, achieving 100% compliance.
Strengthened financial controls and governance procedures.
Company industry:
Automotive Dealership & Distributor
Job role:
Accounting and Auditing

Financial Accountant

March 2015 - April 2017

Saed Recruiter/ International

Jeddah, Saudi Arabia

March 2015 - April 2017

Prepared profit and loss (P&L), cash flow, and balance sheet reports,
delivering critical financial insights.
Reviewed AR and AP aging reports and managed VAT returns, ensuring
timely compliance with tax obligations.
Supported the transition to Microsoft Dynamics, significantly improving
reporting accuracy and operational efficiency.
Company industry:
FMCG

Financial Accountant

March 2015 - April 2017

Saed Recruiter International

Jeddah, Saudi Arabia

March 2015 - April 2017

Prepared P&L, balance sheet, and cash flow statements.
Managed AP/AR aging, VAT returns, and reconciliations.
Supported ERP migration to Microsoft Dynamics, enhancing reporting accuracy.
Company industry:
Facilities & Property Management
Job role:
Accounting and Auditing

Receivable Accountant

May 2009 - January 2015

Pinehill Arabia Limited Co.

Jeddah, Saudi Arabia

May 2009 - January 2015

Managed customer receivables, collections, and account reconciliations.
Handled month-end closing and GL postings.
Improved reporting timelines by 15% through process optimization.
Company industry:
Food & Beverage Production

Education

SOCPA

January 2026

January 2026

High school or equivalent, Accounting

Saudi Arabia

SOCPA

April 2025

April 2025

Bachelor's degree, Accounting

Saudi Arabia

Karachi University

January 2007

January 2007

Bachelor's degree, Accounting

Pakistan

GPA (percentage): 60%

GPA (percentage): 60%

Karachi University

January 2007

January 2007

Bachelor's degree, Accounting)

Pakistan

University Of Karachi

January 2007

January 2007

Bachelor's degree, Accounting

Pakistan

Karachi University

January 2005

January 2005

High school or equivalent, Commerce

Pakistan

in

Skills

Navision

Expert

Dynamic

Expert

ERP CRM

Expert

JD Edwards

Expert

MSXML

Expert

CUSTOMER RELATIONSHIP MANAGEMENT CRM SOFTWARE

Intermediate

COMPLEX PROBLEM SOLVING

Intermediate

IRIS GL

Intermediate

JD EDWARDS ENTERPRISEONE

Intermediate

ORACLE APPLICATIONS

Intermediate

MICROSOFT DYNAMICS 365

Intermediate

petty cash

Expert

Microsoft Office

Expert

Microsoft Excel

Expert

Financial Accounting

Expert

AUGMENTED REALITY

Intermediate

ACCOUNTS PAYABLE

Intermediate

ACCOUNTS RECEIVABLE

Intermediate

GENERAL LEDGER

Intermediate

BANKING SERVICES

Intermediate

FINANCIAL STATEMENTS

Intermediate

AP STYLE

Expert

AR

Expert

BALANCE

Expert

CREDIT

Expert

DEBIT

Expert

FINANCE

Expert

FINANCIAL

Expert

FIXED ASSETS

Expert

MANAGEMENT

Expert

PAYROLL PROCESSING

Expert

payroll

Expert

payments

Expert

teamwork

Expert

reconciliation

Expert

accounting

Expert

purchase accounting

Expert

auditing

Beginner

purchasing

Expert

ACCOUNTING

Intermediate

BUDGETING

Intermediate

CASH FLOW MANAGEMENT

Intermediate

CORPORATE FINANCIAL REPORTING

Intermediate

FINANCIAL STATEMENTS

Intermediate

FORECASTING

Intermediate

GENERALLY ACCEPTED ACCOUNTING PRINCIPLES

Intermediate

IRIS GL

Intermediate

OPERATIONS

Intermediate

PROCESS IMPROVEMENT

Intermediate

ACCOUNTING

Intermediate

AUDITING

Intermediate

AUGMENTED REALITY

Intermediate

CONSULTING

Intermediate

E COMMERCE

Intermediate

FINANCE

Intermediate

FINANCIAL STATEMENTS

Intermediate

INVOICING

Intermediate

IRIS GL

Intermediate

LEADERSHIP

Intermediate

Navision

Expert

Dynamic

Expert

ERP CRM

Expert

JD Edwards

Expert

MSXML

Expert

Social profiles

Languages

Arabic

Intermediate

English

Expert

Urdu

Native Speaker

Training and Certifications

Certifications
ACCA (Expected
CFI Excel
Apr 2020

Hobbies and interests

Cricket Excersize fitness

Appreciation Shield 🛡