BA4 Analyst
Barclays Shared Services
Total years of experience :5 years, 11 Months
Working on system generated alerts pertaining to retail and business banking customers and preparing to report.
Investigating monthly alerts containing party level as well as account level investigations and reporting or closing the case as not suspicious.
Creating customer contact requests in order to obtain information from customer which is not internally available and is critical to the decision making and risk mitigation.
Reporting the customer by filing a SAR to National Crime Agency UK, if the activities found suspicious and risk can not be mitigated.
Working on Toxic alerts and enhanced transaction Monitoring alerts which are high priority alerts and to be completed the same day.
Providing operational inputs and collaborating with automation team that help in creating better and improved systems for easy and accurate processing of transaction monitoring alerts.
Helping new team members in alerts processing and understanding systems.
client - Mashreq Bank, UAE
Working on the various system generated alerts such as high velocity wire transfers, high velocity cash activities, high risk country alerts, etc and manual alerts like client specific risk factors pertaining to AML risks for Mashreq bank for SME clients of the bank.
Carrying out thorough investigation of the alerts with the focus on Risk Identification & Risk Mitigation by way of transaction monitoring.
Writing disposition either to close the case with valid reasoning, if the risk is mitigated or escalate it to L2 for further investigation, when risk is identified but can not be mitigated with available information.
Verifying KYC details, performing public domain search and adverse media screening for negative news.
Performing MB name screening and deciding if a case is a true match or a false positive and if any money laundering related hits already exist.
Raising requests for further information to respective relationship managers, for of a suspicious customers, transactions, counterparties and incorporating the same in further analysis of the cases.
Working on various alerts like Unusual Activity Reports, Shell companies, crypto currency trading, FCC review cases, including carrying out transaction review, verifying KYC details, performing public domain search for negative news.
•Performing certain strategic activities like collection and distribution of various alerts among the investigators, and taking periodical review in order to provide up-to date state of all the cases generated through various systems.
•Preparing various MI data
•Performing various compliance controls as required by HO
•Performing name screening and deciding if a case is a true match or a false positive
•Raising requests for further information to respective relationship managers, in case of a suspicious customers and transactions, and incorporating the same in further analysis of the cases.
Investigating stocks based on preliminary analysis and STR (Suspicious Transaction Reporting). Used customer & transaction records, publicly- available information to identify suspicious or unusual activity.
•Analyzing trading patterns in securities and finding out the manipulation, if any, which are against SEBI rules & regulations and then taking appropriate action against the stock broker as per the findings of the analysis done.
•Supervision includes Audit and investigation of stock brokers of the Exchange within the Regulatory framework of SEBI & BSE.
•Team lead for scheduling and conducting Compliance Audit & Special Audit of stock brokers issued by the Ministry of Finance, SEBI and BSE.
•Provided training and development to the new recruits in the department.
•Scrutiny of internal audit reports submitted by Stock brokers to ensure that it is implemented correctly.
•Prevention of anti-money laundering inspection which includes Inspection of policy/compliances by stock brokers, controls placed for monitoring transactions to find out suspicious activity, Classification of clients in to different risk categories, due diligence process, training to employees and awareness amongst clients. Further, reviewing parameters of AML surveillance system to ensure that alerts are generated and filed correctly to the Exchange.
•Analysis of online/offline alerts and proposing the necessary surveillance actions. Monitoring potential market abuses to reduce the ability of the market participants to unduly influence the price of the Securities traded at BSE by taking surveillance actions like reduction of circuit filters, imposition of special margin, suspension of Securities/ members, etc.
•Imposing penalties or deactivation of the terminals or suspending the members who are involved in market manipulation, based on the input/ evidence available from the investigation report or as and when directed by the Regulators.
Activities Performed :
•Detailed study of Credit proposal of MSME unit, its Appraisal and sanction
•Basic idea of foreign exchange department and its functions at Union Bank of India
•Name of Assignment : Comparative Financial Analysis of Indian Automobile Sector Giants
Name of
Activities Performed :
The main objective of the project was to learn how to arrive at a true value of a company and having considered macroeconomic factors, including international factors that impact the valuation & future prospects of the company, how is it decided if to buy or sell the stock of the company concerned. The project is made with specific reference to four wheeler segment in automobile sector in India. Companies taken for analysis
courses: of Assignment : MSME Credit Appraisal & Overview of Foreign Exchange, at Union Bank of India,