Abdelrahman Nour

Marketed a portfolio of cosmetic and dermatological products to targeted clients skincare clinics, driving
consistent growth in sales volume.
 Expanded the client base across Riyadh by identifying new business opportunities in the cosmetic and
aesthetic medicine sector, while nurturing long-term relationships with existing accounts.
 Conducted professional product presentations showcasing the benefits and clinical features of aesthetic and
dermatological lines, successfully closing deals with key clients.
 Managed invoice collection from clients and ensured timely payment of dues in line with company financial
policies.

Receiving client personal, company and auto loan applications and reviewing documents, analyzing the
client's financial data and verifying that credit conditions are met.
 Creditworthiness analysis: Assessing the client's repayment capacity, reviewing the credit record
and determining the risk level and making the appropriate recommendation.
 Preparing Credit Reports, outlining risks and strengths and submitting the recommendation to management to
support approval or decline decisions.
 Collection Follow-Up: Monitoring client commitments, following up on due instalments and early
intervention in delinquency cases to reduce risk rates.
 Achieving Company Targets: Increasing financing volume with high quality, maintaining a low delinquency
rate and building strong client relationships

Developing collection strategies targeting highest-value debts.
 Negotiating with delinquent clients professionally while preserving the relationship and protecting
company rights.
 Handling objections and responding to clients in a persuasive and calm manner
 Accurate daily follow-up to achieve monthly targets.
 Handling difficult cases and escalating to legal channels when necessary

 Managed accounts payable and receivable, ensuring accurate processing.
 Prepared and analysed financial statements, including balance sheets and income statements.
 Reconciled bank statements and maintained financial accuracy.