Executive Manager - Retail Banking
Al Ahli Bank of Kuwait
Total des années d'expérience :32 years, 10 Mois
Strategic Initiatives Setting & Reporting for Retail Banking
Cost Benefit Analysis of new Retail Products / Marketing Campaigns
New Branches’ Feasibility Studies
Provision Forecasting
Monthly Retail Performance Reporting
Annual Budgeting & Monitoring
Purchased Portfolio Management
Sales Scorecards & Target Setting
Budgeting and Budgetory Control
Management Reporting
Datamining and Analysis
Consumer Finance Portfolio Analysis, Delinquency and Provisioning
Customer / Product Profitability and Segmentation
Financial Analysis, Projections and Forecasting
Leaders’ Performance Contracts and KPIs Setting
Staff Incentive and Target Setting
Payment Authorizations and Controls
Evaluation & Restructuring of Subsidiaries including debt-equity swap
Due Diligence on investment opportunities
Financial Analysis & Valuation of existing portfolio assets & new opportunites
Business Profiling of Subsidiaries and Associates
Asset Disposals - from initiation to cash realization
Project Appraisals, Sensitivity Analysis, Scenario Analysis etc. for Management Decision Making
Carrying out effective, professional Data Room Visits and Due Diligence on investment opportunities
Preparing Investment Memorandums and Presentations
Valuation Analysis using different Valuation Techniques
Review of Feasibility Studies and Financial Evaluation
Periodic performance review and reporting of Direct Investment Portfolio Companies
Developing complex Business and Financial Models
e-Research
Project Manager - New Office Space
Monthly Management Reports
Review of Internal Controls - Cash, Inventory, Accounts and Systems
General Management & Administration
Business Analysis for Management Decision Making
Evaluating Performance Measures including Economic Value Addition
Feasibility Study of Expansion Projects & major Capital Expenditures
Management Information Reports and Cash Flow Forecasts
Internal Audit - Alamana Investment Company KSC (Closed)
Analysis of Ageing, Delinquency, Provisioning of Consumer Finance Portfolios
Group Level Consolidation of various entities involved in Credit Operations
Supervision of implementation of Call Center Project
Periodic Review of Internal Controls - Accounts and Systems
IT Security Audit - Access Rights and Controls
Application of Relevant International Accounting Standards
Business Plan, Budgetory Control and Long Range Forecasts
Financial Accounting and Periodical Financial Reporting
Budgeting & Budgetory Control
Submission of Profit Estimates and Inventory Reports to Financial Institution
Hire Purchase & Lease Debtors ageing statements
Liaison with Internal, External and Tax Auditors
Payroll Management
Bank / Loan Reconciliations
Supervisory Function of various Audits
Statutory Audit of Banks
Audit of Government Corporations
Audit of World Bank Aided Project - Low Cost Sanitation Scheme
Audit of Partnership Firms, Educational & Charitable Institutions, Development Projects etc.
Sales Tax and Income Tax Audits
The Chartered Accountancy Course is a professional course in Accounting introduced in India in 1949. This course involves a blend of theoretical education and practical training and equips a student with knowledge, ability,skills and other qualities required of a professional accountant.
Areas covered in the study includes Microsoft Office Applications, programming in FOXPRO and COBOL, database administration and systems management.
Bachelor of Science (BSc.) - Major in Mathematics with Statistics & Physics as electives.