Credit Officer
Bank Alfalah Limited
Total years of experience :3 years, 6 Months
PROFESSIONAL EXPERIENCE: (April 2010-September 2013)
Credits Department
Credit Admin
• Handling & Monitoring of Credits Portfolio, (SME Finance, Agriculture Finance, Lease Finance & Consumer Financing)
• Mortgage Formalities.
• Preparation of Proposal for Small Loans & Disbursements of loans.
• Documents Preparation to Securing the Various Loans.
• Credit Documentation, swapping of facilities, Administration & Credit monitoring according to rules & regulations of Bank.
• Filing and record keeping of all the property and security documents and Submission of documents to Centralized Administration Department (CAD HUB).
• Up-dation of Customers financial data in CIIRS (Credit Initiation & Internal Rating System) client wise.
• Monthly & Quarterly reporting of advances to SBP.
• Handling and record keeping of Pledge stocks according to SBP Prudential Regulations.
HR & Accounts & Operations Department:
• Completing & forwarding the documents of candidates for interviews & appointments resignations etc
• Keeping record of employees files and updating them
• Handling of all other HR related activities and reporting's
• Maintaing Books of Accounts & Balancing
• Maintenance of Assets Calculate Depreciation
• Reconciliation of Accounts with H.O
• Foreign Remittances
• Monthly & Quarterly reporting of Accounts
• Posting & transfer of funds through Cheques
• Posting salaries,
• Preparing demand drafts & Pay Orders
• Home Remittance
IT Department
• Run Back up Operations in Database Backup software.
• Update the Different types of Software in the system.
• Maintenance of & Updation of Computers
• Install & Run Different Software's &their updations
