ABDULRAHMAN ALJANOUBI

Develop sophisticated risk management tools and procedures to proactively manage strategic, operational, and financial risks associated with STC Channels operations; and implement qualified controls to mitigate those risks.

Key Responsibilities:

• Oversee the implementation of RM policies, framework in alignment with STC Corporate Strategy.
• Incorporate Corporate objectives in the risk management process.
• Interact closely with senior management and subsidiaries to identify financial, strategic and operational risks.
• Manage and lead the Risk Assessment Process, Risk Identification, Risk Analysis, Risk Evaluation.
• Produce timely and accurate risk reports.
• Respond to any change to STC internal and external environments and manage any potential exposure
• Assess business in launching new products and services.
• Review and approve all risk registers/ mitigation plans and periodically report on the progress.
• Evaluate/ aggregate the company’s high and extreme risks
• Report quarterly on enterprise level risks to Audit & Risk Committee- at the group level.
• Develop and improve internal control as a result of root cause analysis of past events and incidents.
•Collect past events and incidents to incorporate into KRI for monitoring and reporting + link company’s KPIs ~ KRIs
• Quarterly present report to tier one executive Mgmt. on progress of top critical risks (CRR).
• Report on the Risk related activities like Residual/ KRIs Reports, BoD Audit Committee reports.

•Manage the Business Continuity team
• Audit the Business Continuity Management (BCM) program activities.
• Review and approve STC consolidated Business Impact Analysis (BIA), and all BCM plans.
• Conduct Risk awareness as per the risk annual plan.
• Review and update all policies, frameworks, strategy, and plans.

Analyzed Masaader financial targets on real estate projects/investments and rental services projects (MUTAH online marketplace). Prepared financial analysis on new projects and the expected returns on shorter time frame.

Performing financial analysis on new projects related to real estate investments and asset management activities.
Assessing the company's financial risk and monitoring existing controls as well as implementing mitigation plans that is designed to manage, eliminate, or reduce exposure to an acceptable level. Reporting periodically financial performance to executive management.

ERM Policy/ Manual / Risk Register) Basel II Pillar III market disclosure and CMA prudential reports


Job title: Senior Risk Officer - Certified Risk Analyst

Develops increasingly sophisticated risk management tools and procedures to proactively manage market, operation, and credit risks associated to MaCeen Capital’s operations; and implements controls to mitigate those risks. Produces timely, accurate and meaningful management reports in line with agreed timetables and schedules for the Risk Committee and Board of Directors. Reviews and monitors the CMA Risk reports related to Pillar I Pillar II reporting requirements. Manages the DRP process and procedures and report directly to the audit committee for any action to be taken. Planning, designing and implementing an overall risk management process for the organization.

Saudi Riyad Bank (Head Office)
CRO Office

Credit Rating Systems (Basel II) Riyadh, Saudi Arabia
Job Title: Credit controller

Focusing on quantitative risk modeling as well as validating and reporting the bank overall portfolio . Responsible to develop and maintain Basel II reporting requirements in compliance with SAMA.
Training:
Certified Risk Analyst (CRA) - Certified
Advanced Techniques in Credit Risk Management & Basel II program.
Principle of banking
Welcoming to the banking sector
Risk Watch Engine - by IBM Algorithmic
Risk Management from theory to practice