Senior Relationship Officer
National Bank of Kuwait
مجموع سنوات الخبرة :16 years, 11 أشهر
Domestic Corporate Banking Group- Direct Sales
Unit.
Establish new borrowing relationships for Commercial Banking, preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
-Recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to acceptable levels
- Spreading Financials on Moodys Analyst program.
- Complete full Credit Reports after establishing a new relationship.
- Presenting Credit proposals to our Managment Committees.
Corporate Banking -SME Division
-To manage and enhance the existing commercial portfolio
-Establish new borrowing relationships for Commercial Banking, preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
-Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to acceptable levels.
Corporate Banking Corporate Commercial Division -Associate Manager - July 2013 - Present
-To manage and enhance the existing commercial portfolio
-Establish new borrowing relationships for Commercial Banking, preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
-Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to acceptable levels.
Consumer Banking -November 2011-December 2012
-Worked as a Relationship Officer in several Branches.
-Completed the CCM course with a overall score of 92% (June 2013)
Provide leadership and vision to the organization by assisting the staff engineers with the development of long range and annual plans, and with the evaluation and reporting of progress on plans.
- Oversee preparation of an Annual Report summarizing progress on short and long range plans.
- Research and write discussion papers, analysis documents and proposals as needed to assist the organization in determining and meeting its long and short term goals.
Accounts/Operations Department- July 2009- November 2010 Operational Analyst
-Worked in bank reconciliation for Global’s main account, managed over 30 different bank accounts.
-Worked in Security Reconciliation for Global’s main account, managed over 400 securities.
-Helped solving any miss matched debits or credits between Global’s account and banks by directly contacting the bank.
Treasury Department July 2007- July 2009
Dealer in Equities
-Traded several markets in the Arab region. Abdu Dhabi, Dubai, Bahrain, Kuwait, Qatar and Egypt.
-Applied both fundamental and technical analysis on decision making.
-Executed Arbitrage opportunities in dual listed companies.
-Helped in the back office part of trading (worked with Midas system).
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