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Abrar Ahmad, Financial Accountant

Abrar Ahmad

Financial Accountant·SJS International

Saudi Arabia

Master's degree, MBA Finance

Work experience

Total years of experience: 9 years, 10 months

Financial Accountant

January 2018 - January 2026

SJS International

Lahore, Pakistan

January 2018 - January 2026

• Managed full accounting cycle including General Ledger, AP, AR, and reconciliations for key
accounts across Pakistan (Metro, Carrefour, Chain stores, Retailer, Wholesaler).
• Prepared journal entries, accruals, & adjustments using Microsoft Dynamics 365 & Oracle.
• Prepare financial statements, balance sheets, and profit & loss reports.
• Managed receivables portfolio of PKR 250+ Million across 500+ key customer accounts.
• Achieved monthly collections averaging PKR 160+ Million.
• Reduced DSO from 120 days to 45-60 days through effective collection strategies.
• Processed 1, 000+ invoices monthly with transaction values exceeding PKR 100 Million.
• Handled VAT calculations and supported tax compliance activities.
• Coordinated with auditors during internal and external audit processes.
• Supported budgeting and financial forecasting activities

Company industry:
Retail & Wholesale

Recruitment Researcher

June 2016 - November 2017

Resource Smith

Lahore, Pakistan

June 2016 - November 2017

• Research-based outsourcing, including CV sourcing, sorting, and uploading via Remote Desktop.
• Maintained and updated the database of the student Institute and Faculty of Actuaries.
• Completed data entry projects for UK recruitment consultancy Goodman Masson using RDB
and Itris recruitment software.
• Researched candidate profiles through various sources to match the right candidates.

Company industry:
Human Resources Outsourcing

Internship

March 2016 - May 2016

MCB Bank LTD

Lahore, Pakistan

March 2016 - May 2016

• Assisted in daily branch operations including account opening, cheque processing, and customer
service activities.
• Verified customer documentation and supported (KYC) compliance procedures.
• Processed deposit slips, clearing cheques and foreign remittance transactions.

Company industry:
Banking

Education

University of Punjab

May 2016

May 2016

Master's degree, MBA Finance

Pakistan

GPA (percentage): 58%

GPA (percentage): 58%

University of Punjab

November 2012

November 2012

Bachelor's degree, Commerce

Pakistan

GPA (percentage): 55%

GPA (percentage): 55%

Skills

Credit Control
Expert
Credit Control
Expert
Accounts Receivable
Expert
Accounts Receivable
Expert
Debt Recovery
Expert
Debt Recovery
Expert
General Ledger Reconciliation
Expert
General Ledger Reconciliation
Expert
FINANCIAL ACCOUNTING
Intermediate
FINANCIAL ACCOUNTING
Intermediate
INTERNATIONAL FINANCIAL REPORTING STANDARDS
Intermediate
INTERNATIONAL FINANCIAL REPORTING STANDARDS
Intermediate
ACCOUNT RECONCILIATION
Intermediate
ACCOUNT RECONCILIATION
Intermediate
ACCOUNTS PAYABLE
Intermediate
ACCOUNTS PAYABLE
Intermediate
ACCOUNTS RECEIVABLE
Intermediate
ACCOUNTS RECEIVABLE
Intermediate
DATA ENTRY
Intermediate
DATA ENTRY
Intermediate
GENERAL LEDGER RECONCILIATION
Intermediate
GENERAL LEDGER RECONCILIATION
Intermediate
INTELLECTUAL CAPITAL
Intermediate
INTELLECTUAL CAPITAL
Intermediate
INVOICING
Intermediate
INVOICING
Intermediate
LEDGERS ACCOUNTING
Intermediate
LEDGERS ACCOUNTING
Intermediate
SALES
Intermediate
SALES
Intermediate
STRATEGIC THINKING
Intermediate
STRATEGIC THINKING
Intermediate
COST ACCOUNTING
Intermediate
COST ACCOUNTING
Intermediate
CREDIT CONTROL
Intermediate
CREDIT CONTROL
Intermediate
CREDIT RISK
Intermediate
CREDIT RISK
Intermediate
ENTERPRISE RESOURCE PLANNING
Intermediate
ENTERPRISE RESOURCE PLANNING
Intermediate
FINANCE
Intermediate
FINANCE
Intermediate
MICROSOFT DYNAMICS 365
Intermediate
MICROSOFT DYNAMICS 365
Intermediate
ORACLE APPLICATIONS
Intermediate
ORACLE APPLICATIONS
Intermediate
TAX COMPLIANCE
Intermediate
TAX COMPLIANCE
Intermediate
Human Resources
Expert
Human Resources
Expert
HR Management
Expert
HR Management
Expert
Payroll
Expert
Payroll
Expert
Warehousing
Expert
Warehousing
Expert
Recruitment
Expert
Recruitment
Expert
Training
Intermediate
Training
Intermediate
Employee Relations
Expert
Employee Relations
Expert
Production
Expert
Production
Expert
Logistics
Expert
Logistics
Expert
Warehouse Management
Expert
Warehouse Management
Expert
Teamwork
Expert
Teamwork
Expert
Computer Skills
Expert
Computer Skills
Expert
Debt Recovery
Expert
Debt Recovery
Expert
Preparation
Expert
Preparation
Expert
Internal Audit
Expert
Internal Audit
Expert
Microsoft Excel
Expert
Microsoft Excel
Expert
Accounting
Expert
Accounting
Expert
Cashier
Expert
Cashier
Expert
Auditing
Expert
Auditing
Expert
Marketing
Expert
Marketing
Expert
Financial Reporting
Expert
Financial Reporting
Expert
Customer Service
Expert
Customer Service
Expert
Budgeting
Expert
Budgeting
Expert
Management
Expert
Management
Expert
Microsoft Office
Expert
Microsoft Office
Expert
Administration
Expert
Administration
Expert
FINANCIAL STATEMENTS
Intermediate
FINANCIAL STATEMENTS
Intermediate
MONTH END CLOSING
Intermediate
MONTH END CLOSING
Intermediate
RECONCILIATION
Intermediate
RECONCILIATION
Intermediate
Debt Collection
Expert
Debt Collection
Expert
Debt
Expert
Debt
Expert
Collections
Expert
Collections
Expert
Banking
Expert
Banking
Expert
operations
Expert
operations
Expert
Business Development
Expert
Business Development
Expert
Operation
Expert
Operation
Expert

Social profiles

Personal Website
Personal Website

Languages

English

Expert

Urdu

Native Speaker

Punjabi

Native Speaker

Memberships

Election commission of Pakistan

Election Observer

March 2012

Training and Certifications

Certifications
Soft Skills Training Certificate
ICMPD
& ICMPD
Professional Accreditation Certificate – Construction Worker
Basics of Finance Certification | HP LIFE
Profit & Loss Statement Certification | HP LIFE
Cash Flow Statement Certification | HP LIFE
Certification from HP Life in Cashflow Statement | Profit & loss Account | Basics of finance |
5a2ef68a
Soft Skills Training
157010744
Professional Accreditation Certificate – Construction Worker
Basic of Finance
Hp Life
Apr 2025
profit and loss statement
Hp Life
Apr 2025
cashflow Management
Hp Life
Apr 2025
Soft Skills Training
Construction Worker
Professional Accreditation Certificate
Oct 2025

Hobbies and interests

Online selling products

I am selling products online while also learning crypto trading.