Manager Risk Analytics
Dubai Islamic Bank
Total years of experience :23 years, 0 Months
Key responsibilities include:
.Managing implemented and Developing Moody's RiskAnalyst.
.Deploying Model in RiskStudio
.Model Validation with Moody's team
Develop complex program models to extract data and manipulate databases for statistical and financial modeling.
• strong data management skill with superior programming skills in SAS/SQL
• Utilize data analysis techniques and queries to provide ad-hoc reports, analysis, and datasets based on business needs.
• Perform portfolio analysis to evaluate the trends in current population distribution, credit quality and other performance metrics
• Effectively communicate analysis results and trends to business departments
• In-depth knowledge of methods and techniques of automation, research, statistical analysis and report preparation.
• Troubleshoot data issues, validate result sets, recommend and implement process improvements.
• Work with other teams to understand business rules and interpret data.
•Maintain an ongoing knowledge of both the technical data model and the business strategic needs.
Expertise Skills:
MS SQL SERVER 2005 (SSRS, SSIS, SSAS)
Tableau Visual Analysis Tool/ Micro Strategy
Base SAS and working towards FRM Certification
Professional Experience
Organization Al Hilal Bank, Abu Dhabi, UAE
Designation Risk Analyst (Risk Management Group)
Tenure 14 March 2010 - Present
Key responsibilities include:
• Sole role for setup Business Intelligence unit (Risk Management Group(Retail & Corporate))
• Evangelize Business Intelligence capabilities and resources
• Preparing Provision model, Loss forecast Model, Provision Forecast Model, Net and Forward Flow Rate Analysis and other Analysis & Reporting based on Basel-II
• Liaison with D&B consultant and our team in database management, creating and managing Scorecard for all products
• Develop complex program models to extract data and manipulate databases for statistical and financial modeling.
• strong data management skill with superior programming skills in SAS/SQL
• Utilize data analysis techniques and queries to provide ad-hoc reports, analysis, and datasets based on business needs.
• Perform portfolio analysis to evaluate the trends in current population distribution, credit quality and other performance metrics
• Effectively communicate analysis results and trends to business departments
• In-depth knowledge of methods and techniques of automation, research, statistical analysis and report preparation.
• Troubleshoot data issues, validate result sets, recommend and implement process improvements.
• Work with other teams to understand business rules and interpret data.
• Maintain an ongoing knowledge of both the technical data model and the business strategic needs.
• Engage with senior managers at a peer level around Business Intelligence and Finance/Risk/Sales/Marketing campaign measurement and performance improvement.
Banking Knowledge:
Report Tool MS SQL SERVER 2005 (SSRS, SSIS), Tableau Visual Analysis Tool
Islamic Banking Islamic Products Policy Training (Mudaraba, Murabaha, Ijarah)
Key responsibilities include:
•Liaison with various departments in Islamic Banking, Retail Banking, alternative Channel, Asset, Liability and IT Departments for system reconciliation and data acquisition.
• Gathering and understating of requirements, data and Extract, transform and load (ETL) design, database and report development, and testing using SQL Server 2005 Business Intelligence Development tools - Integration Services, Analysis Services & Reporting Services.
• Identify data conversion requirements and participate in data mapping, data cleansing and data conversion tasks.
• Analysis of the post campaigns, tracking conversions and calculate business revenue.
• Identifying opportunities within the client base to promote the bank’s products and services.
• Design reports for new or enhanced systems in line with the bank's standards.
• Researching and analyzing data to improve business efficiency and productivity.
•E-Channel Campaigns Management and Supporting Tele Calling Campaigns for cross-sell, up-sell, improve retention and alternate channel usage.
• Utilize data analysis techniques and queries to provide ad-hoc reports, analysis, and datasets based on business needs.
Major Project:
• Merchant Analysis
a. Credit Card Spend Analysis
b. Debit Card Spend Analysis
• Channel Analysis
a. E-Channel Migration
b. Agent Productivity Analysis
c. E-Channel Usage Analysis
(Internet Banking, Mobile Banking, ATM, IVR and Contact Centre)
• Dashboard
a. Asset Dashboard
b. Liability Dashboard
c. Channel Dashboard
• Anti Money Laundry Analysis.
• Major Project in Creating Reports Automation ( Daily, Monthly)
Key responsibilities include:
•Providing Cross-selling Campaigns and administrative support to Business/ Product Managers
•Identifying opportunities within the client base to promote the Banks products and services.
•ETL processes and programs and creating and implementing data recovery
•Researching and analyzing data in support of business functions, process knowledge, and systems requirements
•Develop prospect database, support direct sales team by retention and acquiring Campaigns
•Analysis the post campaigns, tracking conversions and calculate business revenue.
•Apply insights to develop and target group for cross sell, up sell, improve retention and alternate channel usage
•Qualitative and quantitative analysis with segment management perspective for alternate delivery channels (IVR, Online banking, Mobile banking)
•To collate, analyze and generate standard monthly Reports like Dashboard, Product Portfolio(Retail Banking Product), Branch Cross-Sell Report, Debit and Credit Card monthly usages report and service data to provide meaningful information for RBG senior management
• Work with other teams to understand business rules and interpret data
• Work closely with technology to build a comprehensive data platform
• SMS and Emails Campaigns Management
Achievements:
•Teller Data Analysis effectively control and improve branch performance.
•Return Mail Analysis, Improve Contractibility of Customers
As Database Analyst(MIS Executive)/System Administrator
·Installing and upgrading the MS SQL Server and Oracle 9i application tools
·Implementing, Operating and Maintaining of eNCORE Data warehouse Software.
·Data Back-Up and Recovery and other MIS Operations (Back Office Support)
·Design, Generate Reports by PL/SQL Programming, Importing/Exporting Data Online
-Report Generate and Data Migrate by using Crystal Report- Business Object
·Installation and Configuration of MS Windows Server 2003 with Active Directory
·Managing and maintenance MS Windows 2003/2000 base Network
-Co-ordinate and support PC/System-related troubleshooting
-Consult Real Life Project to develop by NIIT’s Student based on VB.Net, ASP.NET, Database
Achievements:
I got award for the Best Database Administrator-MIS Executive from the North Region of the NIIT, INDIA for do keep update information data of the centre (NIIT IT Crossing and NIIT Gomti Nagar) Lucknow, INDIA I was awarded twice in One Year.
I have know knowlege of Credit Analysis, Credit Risk Managment, Loan System, and other banking issues like Islamic Banking (PLS System)
I have done GNIIT From NIIT,India with Grade A+ weighted. GNIIT is 3 years Diploma in Information Technology. Further Information : http://www.niit.com/ILB/India/ASP/ILB_index.asp?Section=ILB&L1=Programs&L2=Career%20Programs&L3=GNIIT
I did my 10+2 major in Mathematics.