Officer-Retail Assets
United Arab Bank
مجموع سنوات الخبرة :3 years, 11 أشهر
My Job role was:
a) Qualifying applicants for lending by checking Etihad Bureau report & M-Credit.
b) Detailed check of Bank statements for ascertaining total liabilities of applicants.
c) Cross checking with bank policies related to “Income computation” for safer & better lending.
d) To list companies by checking the financials as a part of Business development strategy.
e) Suggesting Salary transfer loans & credit cards to meet financial needs of customers.
f) Maintaining portfolio of clients for cross selling of bundled products- overdraft, mortgage and insurance.
My job role was:
a)Ensuring prompt customer service.
b)Identifying & addressing to needs of NTB (new to bank) customers related to personal loans.
c)To achieve individual target & to assist team members in achieving team target.
d)Selling Salary transfer loans to meet financial needs of customers.
My Job role was:
a) Handling queries and offering customer service to existing retail customers.
b) Suggesting and selling Personal finance (Conventional & Al-Khair) options.
c) Cross selling of credit cards, overdraft, salary accounts by co-coordinating with respective departments.
My Job roles was:
a) Offering customer service to existing retail customers.
b) Processing Salary transfer loans (STL and BST products) and Non salary transfer loans (PDC products) to meet financial needs of NTB (New to bank) and existing customers.
c) Maintaining portfolio of clients for cross selling of bundled products- Loan top-ups, overdraft, credit cards and premier life accounts.
2012 Passenger Service Agent diploma from Blue ocean academy. Secured Excellent grade.
2006-2008 MBA in Marketing from ICFAI Business School, Mumbai. Secured 8.39 CGPA
2002-2005 BBM (Hons.) from ICFAI Meritum College, Bangalore. Secured 71%.
2002 12th from Delhi Public School, Korba.Secured 59.8%.
2000 10th from Delhi Public School, Korba. Secured 71%.