Credit Risk Analyst
Saudi Aramco
مجموع سنوات الخبرة :12 years, 0 أشهر
• Working as Credit Risk Analyst in Financial Risk Management Department.
• Review strategic credit positions and assess Changes in Largest Exposures.
• Assess Counterparty Ratings.
• Review if there are any credit limit excesses.
• Review Credit Limits and assess if provisions are up to date.
• Review if concentrations are within stipulated limits.
• Assess risk, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the business.
• Assess concentration/diversification and measure risk in investment portfolios.
• Worked as Risk Compliance Analyst in Financial Risk Management Department.
• Consult on proposed strategies with respect to risk/award trade-off.
• Collaborate on financial models and methodologies.
• Monitor and report on adherence to financial regulations compliance.
• Develop tools and systems to facilitate reporting financial information to Treasury Management.
• Work closely with various business units to implement risk mitigation strategies while acknowledging their responsibilities to manage their own risks.
• Manage risk management dashboard, herein defined as treasury’s centralized data warehouse and reporting system.
• Provide analytical support to the treasury risk committee.
• Aggregate risk exposures across treasury and perform stress testing.
• Monitoring and evaluating active accounts to reduce or prevent bad debt losses.
• Convincing senior management when opportunities present themselves to invest in technology that can help the credit department cut costs, accelerate the decision making process, and/or improve the quality and consistency of credit decisions being made.
• Handled the position of Planning and Accountability Unit Supervisor in Riyadh Refinery Department.
• Worked as Business Systems Analyst in Chemicals Business Coordination Department.
• Developed start-up and scaling cost estimates for business plans.
• Identified process inefficiencies through gap analysis.
• Conducted feasibility studies and projects proposals.
• Analyzed and assessed the department's administrative and financial processes.
• Managed Recruiting activities (recruitment, workforce gap analysis, and attrition).
• Performed planning activities (cost analysis, operating plans, business plans,
accountabilities, and workforce analysis).
• Implemented Operational Excellence program in Riyadh Refinery Department.
• Assessed the impact of current business processes on users and stakeholders.
• Mapped current processes and offered recommendations for improvement.
• Monitored and analyzed financial and operational key performance indicators.
• Established Quality Assurance Group to ensure that department’s products and services meet the company and best-in-class standards. Also, to have an internal audit entity to ensure compliance to department’s financial and operational controls.