Credit Officer - Commercial Banking - Gulf
National Bank of Abu Dhabi
Total years of experience :2 years, 2 Months
May 2012 - Present National Bank of Abu Dhabi Abu Dhabi, U.A.E.
Credit Officer - Commercial Banking - Gulf
* Source, maintain and develop new & existing client relationships;
o Meet with applicants to obtain information for bank facilities, explain different types of credit options that are available and obtain relevant corporate financial information.
o Consult with customers complaints and take appropriate action to resolve them.
o Stay abreast of new types of products and other financial services to better meet customers' needs.
* Maximizing Revenue through sales of products & services;
o Marketing and Managing Commercial Products (Vehicle Loans, Rent Finance, Credit Cards)
o Analyze credit data and financial statements to determine the degree of risk involved in extending credit.
o Complete credit applications, including credit analyses and summaries of facility requests, and submit to the approving committees for approval.
o Review all documents/securities to ensure that they are complete and accurate according to approved Terms & Conditions.
o Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
* Customer Services;
o Opening Commercial Accounts
o Credit reports & other operational responsibilities
January 2012 - April 2012 Mas Mechanical & Civil Engineering LLC Abu Dhabi, U.A.E.
General Accountant, Jr.
* Reviewing and analysing Financial Statements
December 2011 ASHRM International Conference & Exhibition Abu Dhabi, U.A.E.
Event Organizer
* Data Entry (Registration)
* Planning and Managing Conferences & other Events
Aug 2011 - Nov 2011
Operations
* Day to day market analysis
* Helped prepare Financial Statements
Alawneh Exchange
2006 - 2011 Al-Yarmouk University Irbid, Jordan Bachelor of Administration & Science * Major in Finance & Banking * Minor in Political Science