Ahmad Al Tamimi

Responsible for managing credit control and collections, ensuring effective client relationship management, and maintaining timely accounts receivable. Lead a team of credit professionals, oversee credit assessments, and implement strategies to optimize cash flow and reduce credit risk.

▪ Determine credit limits and payment terms for new clients based on risk evaluations.
▪ Lead, mentor, and manage a team to ensure alignment with organizational goals and effective performance.
▪ Review new credit requests with sales and ensure documentation is complete and compliant.
▪ Develop and maintain work standards, objectives, and processes for accounts receivable collections.
▪ Collaborate with customer service, finance, and credit controllers to resolve payment delays and streamline processes.
▪ Monitor accounts receivable aging and provide weekly updates to management
▪ Prepare quarterly collection forecasts and set monthly collection targets for the team.
▪ Proactively implement collection strategies to reduce late balances and improve cash flow.
▪ Communicate with clients via email, phone, and in-person meetings to ensure timely payment.
▪ Oversee invoice delivery, prepare statements of account, and escalate doubtful debts to senior management
▪ Manage legal, arbitration, and settlement processes for overdue accounts when necessary.
▪ Review bad debt write-offs and recommend corrective actions.

Achievements last 12 months

▪ Reduced overdue AR in 12 months by optimizing collection processes and improving communication with clients regarding overdue payments.
▪ Reduce bad debt provisions through the introduction of more robust credit risk assessment tools and more proactive follow-up on aging accounts.

• Determine credit limits and payment terms for new clients based on risk evaluations.
• Lead, mentor, and manage a team to ensure alignment with organizational goals and effective
performance.
• Review new credit requests with sales and ensure documentation is complete and compliant.
• Develop and maintain work standards, objectives, and processes for accounts receivable collections.
• Collaborate with customer service, finance, and credit controllers to resolve payment delays and
streamline processes.
• Monitor accounts receivable aging and provide weekly updates to management
• Prepare quarterly collection forecasts and set monthly collection targets for the team.
• Proactively implement collection strategies to reduce late balances and improve cash flow.
• Communicate with clients via email, phone, and in-person meetings to ensure timely payment.
• Oversee invoice delivery, prepare statements of account, and escalate doubtful debts to senior
management
• Manage legal, arbitration, and settlement processes for overdue accounts when necessary.
• Review bad debt write-offs and recommend corrective actions.

• Responsible for analyzing credit and financial reports to determine the risk involved in loaning money
or extending credit.
• Responsible in gathering information from customers, reading financial briefings, assessing, analyzing
and interpreting financial information for credit risk assessment analysis
• Responsible for ensuring that clients are handled in a professional manner, the information provided is
correct and clients are correctly referred.
• Responsible for identifying opportunities among many customers and offer the best credit facility
available for their needs.
• Evaluate customers credit applications in line with the companys credit criteria and risk factors
evaluation.
• Ensure all documentation of credit applications are received and reviewed for accuracy & validation.
• Responsible in processing and ensuring that contracts for each loan are completed and legally correct
• Achieving credit control assessment targets/audit.
• Minimize bad debt risk and maximize accounts receivable collections.
• Responsible for preparing reports and statements. Ensures that these reports are submitted in a timely
and accurate manner.
• Responsible for following up outstanding debts from customers and meeting collection targets in order
to maintain positive cash flow.
• Follow up and call customers with returned cheques, schedule appointments, and settled respective
account liabilities.
• Encode, update and maintain customers account information upon check collection - both collected
and returned cheques

I was responsible for notifying, communicating, and meeting customers with outstanding balances to secure
payment and maintain customer goodwill. I communicated with customers to determine the reason for
payment delays and at the same time reviews the terms of the sales, service, or credit contract with customers
to settle unpaid dues in their accounts.

As an accountant, I plan, organize, and execute professional-level accounting work which includes a wide
variety of functions involved in the maintenance of financial records. I have performed complex analytical
studies, reconciliations, and produce special reports; and perform related work as required.

My responsible for notifying, communicating, and meeting customers with outstanding balances to secure payment and maintain customer goodwill. I communicated with customers to determine the reason for payment delays and at the same time reviews the terms of the sales, service, or credit contract with customers to settle unpaid dues in their accounts.

▪ Responsible for following up outstanding debts from customers and meeting collection targets in order to maintain positive cash flow.
▪ Lead, mentor, and manage a team to ensure alignment with organizational goals and effective performance.
▪ Develop work standards, objectives, and maintain effective workflows and operating procedures related to collections of accounts receivable.
▪ Follow up and call customers with returned cheques, schedule appointments, and settled respective account liabilities.
▪ Insert customer answers in the system and check these comments daily to be sure that all customers are up to date
▪ Meeting customers to collect cash, cheques for overdue amounts or advance payments
▪ Post and lodge cheques from customers and review daily bank receipts including credit transfers so that funds are credited for value as soon as possible.
▪ Allocate receipts to invoices and credit notes so that customer balances show the correct debt due to
▪ ensure that debtor information is accurate.
▪ Responsible for providing support in managing the Debtors book and to ensure that the debt status is up to date and accurate.
▪ Minimize bad debt risk and maximize accounts receivable collections.
▪ Prepare documentation and correspondence required for account escalations, police complaints and other documents required for communication
▪ Deposit the cheques in the bank when needed
▪ Visit customers to collect our payments or cheques when needed
▪ Responsible for preparing reports and statements. Ensures that these reports are submitted in a timely and accurate manner.

My responsible for notifying, communicating, and meeting customers with outstanding balances to secure
payment and maintain customer goodwill. I communicated with customers to determine the reason for
payment delays and at the same time reviews the terms of the sales, service, or credit contract with customers
to settle unpaid dues in their accounts.

My role in credit facility is to provide effective management of companies’ credit facilities in compliance of Islamic banking credit policy. I focus on client relationship management for loan accounts both personal and business types of loans. I was also responsible for notifying, communicating, and meeting customers with outstanding balances to secure payment and maintain customer goodwill. I communicated with customers to determine the reason for payment delays and at the same time reviews the terms of the sales, service, or credit contract with the customer to settle unpaid dues in their accounts


▪ Responsible for analyzing credit and financial reports to determine the risk involved in loaning money or extending credit.
▪ Responsible in gathering information from customers, reading financial briefings, assessing, analyzing and interpreting financial information for credit risk assessment analysis
▪ Responsible for ensuring that clients are handled in a professional manner, the information provided is correct and clients are correctly referred.
▪ Responsible for identifying opportunities among many customers and offer the best credit facility available for their needs.
▪ Evaluate customer’s credit applications in line with the company’s credit criteria and risk factors evaluation.
▪ Ensure all documentation of credit applications are received and reviewed for accuracy & validation.
▪ Responsible in processing and ensuring that contracts for each loan are completed and legally correct
▪ Achieving credit control assessment targets/audit.
▪ Minimize bad debt risk and maximize accounts receivable collections.
▪ Responsible for preparing reports and statements. Ensures that these reports are submitted in a timely and accurate manner.
▪ Responsible for following up outstanding debts from customers and meeting collection targets in order to maintain positive cash flow.
▪ Follow up and call customers with returned cheques, schedule appointments, and settled respective account liabilities.
▪ Encode, update and maintain customer’s account information upon check collection - both collected and returned cheques

I was responsible for notifying, communicating, and meeting customers with outstanding balances to secure payment and maintain customer goodwill. I communicated with customers to determine the reason for payment delays and at the same time reviews the terms of the sales, service, or credit contract with customers to settle unpaid dues in their accounts.

▪ Responsible for following up outstanding debts from customers and meeting collection targets in order to maintain positive cash flow.
▪ Allocate receipts to invoices and credit notes so that customer balances show the correct debt due to ensure that debtor information is accurate. Responsible for providing support in managing the Debtors book and to ensure that the debt status is up to date and accurate.
▪ Identify slow-moving accounts noting key details on the Credit Control system so that delinquent debts are escalated for case management.
▪ Deal with and manage correspondence from customers to ensure that service levels are maintained within the target allowed.
▪ Post and lodge cheques from customers and review daily bank receipts including credit transfers so that funds are credited for value as soon as possible.
▪ Load data and information of customer accounts in the system - Kerridge, database, and manual system implemented by the department.
▪ Follow up and call customers with returned cheques, schedule appointments, and settled respective account liabilities.
▪ Encode, update, and maintain customer’s account information upon check collection - both collected and returned cheques.
▪ Prepares documentation and correspondence required for account escalations, police complaints, and other documents required for communication.
▪ Collects banknotes of returned cheques.
▪ Prepare various reports for analysis - daily, weekly, monthly, and/or as directed by the manager.

As an accountant, I plan, organize, and execute professional-level accounting work which includes a wide variety of functions involved in the maintenance of financial records. I have performed complex analytical studies, reconciliations, and produce special reports; and perform related work as required.

▪ Entering financial Transactions to the system, preparing receipts, and deposit transactions.
▪ General ledger operations. Maintain the general ledger accounts by monitoring journal entry preparation; preparing monthly entries and reports and reconciling accounts when necessary.
▪ Preparing updated lists of customers accounts, perform data verification process, and record their collections and receivables.
▪ Verifying daily cash balance and maintain accuracy of account flow.
▪ Make contacts with customers for financial matters & Collect/ verify all information required to complete the billing process.
▪ Administer accounts receivable, draw up monthly financial reports, account/bank reconciliations.

As an accountant, I plan, organize, and execute professional-level accounting work which includes a wide variety of functions involved in the maintenance of financial records. I have performed complex analytical studies, reconciliations, and produce special reports; and perform related work as required.
• Entering financial Transactions to the system, preparing receipts, and deposit transactions.
• General ledger operations. Maintain the general ledger accounts by monitoring journal entry preparation, preparing monthly entries and reports and reconciling accounts when necessary.
• Preparing updated lists of customers accounts, perform data verification process, and record their collections and receivables.
• Verifying daily cash balance and maintain accuracy of account flow.
• Make contacts with customers for financial matters & Collect/ verify all information required to complete the billing process.
• Administer accounts receivable, draw up monthly financial reports, account/bank reconciliations.

My main role in the company is to provide support to many departmental activities in terms of account data processing, recording, updating, reconciling account information in compliance with the company’s policies.

▪ Communicates with all the customers through different mediums such as phone, emails, and/or personal meetings for account settlement.
▪ Perform entries in the financial system and perform general ledger accounting functions as needed (e.g. general ledger, purchasing, etc.) for the purpose of ensuring that department functions are completed in an accurate and timely manner
▪ Handles account and bank reconciliations to ensure that financial data are maintained accurately.
▪ Follow up, collection and allocation of payments both internal and external clients of the company to maintain the positive cash outflow.
▪ Check all credit details and vouchers and ensure all amounts are correct.
▪ Responds to inquiries from employees, vendors, suppliers, auditors, etc.) to facilitate, communicate, and provide correct account details and information.

My main role in the company is to provide support to many departmental activities in terms of account data
processing, recording, updating, reconciling account information in compliance with the companys policies.

As a trainee, I have assisted the accountants in the department in preparation of daily, weekly and monthly control account encoding, analysis and reconciliations. My daily duties included making income or expense entries into the accounting system.

As a trainee, I have assisted the accountants in the department in preparation of daily, weekly and monthly
control account encoding, analysis and reconciliations. My daily duties included making income or expense
entries into the accounting system.