Team Leader Head of small Enterprise Credit Risk - Risk Assessment sector
Arab Investment Bnak
Total years of experience :16 years, 9 Months
-Manage the small Enterprise team of 3 employees
- Taking the credit decisions related to below 50MM’s customers.
- Financial statements analysis (Balance sheet- Income statement-Cash flow statement)
- Corporate performance monitoring (forecast and budgeting)
- Using financial ratios for performance measurement
- Develop spreadsheet for customer evaluation
- Review customer credit risk analysis
- Daily review for customers' accounts entries
- Analyzes and interpret the financial statements using tools of financial analysis (Ratio Analysis, Trend Analysis, Cash Flow Statement Analysis, and Peer Analysis).
.- Collects and analyzes information from various internal and external resources on company, business, and industry performance and associated risks..
- Helping to ensure that procedures comply with sector standards
- Handling accounts and reviewing branches’ improvements
Working in ITS - http://www.its.ws/EnIndex.cms- since 10/2011
Main business Banking categories working in ( Time Deposits, Deposit Accounts, Commercial Papers Accounts, Saving Accounts, Loans - Simple, Amortized, Add on-, GL Controls and interfaces, Banking Transfers, Swift )
Main Jobs:
1. Understand business/technical requirement for performance testing.
2. Test Environment setup, which includes application installation, database setup, data population, test data preparation, etc.
3. Work with project team leads and solutions designers to review the performance testing requirements for each software release.
4. Prepare Load runner Scripts/ Unix Shell scripts for testing.
5. Conduct Performance Testing & Generating Performance Test result report.
6. Maintain documentation for each and every activity of the testing.
7. Maintain and update the performance test environment configuration, test scripts and test scenarios.
Projects Achievements:
Develop NBD's Banking service environment -
- Develop Abu Dhabi Islamic Bank's banking service environment
- Add-on services for Kuwait financial house banking environment
- Add-on services for Arab international bank banking environment
Worked in Housing and Development Bank
Senior Correspondent Banks' Officer (07/2010- 9/2011)
Main Jobs:
-Provide administrative assistance required for the daily processing report
-Get involved in special assignments as well as analysis when needed
-Handling the review process
Planning to complete full review prior to expire date prepare country analysis
-Seeking approval for necessary country limits as well as to assist the team head in identifying potential marketing targets of relationships
-Managing Correspondent Banks accounts
-Handling incoming forgin money transfers
- Managing Banks' Deposits
-ACH user (Entry level) EGP transfer
-UNIX USER-
(Main Operator of North Branches Central Operations-Single personal transfer, collection) (04/2008-07/2010)
Main Jobs:
-Operating outgoing single personal transfer massages MT103) ) (Handling documents for collections ( import and export
- Respond to incoming free format massages Tracing Export collections
- Reviewing Accounting entries for daily banking operations
- Follow-up customers bill of Exchanges payments
- Follow-up credit approval for Trade finance customers
- L/C handling for documents, MT category 7, import and export L/Cs'
- Operating outgoing single personal transfer massages MT103) ) (Handling documents for collections ( import and export )
- Handling incoming clean collations
- Operating swift massage category 2, 4
- Respond to incoming free format massages Tracing Export collections
Worked in the Arabian Scout Centre - An Organization of League of Arab States- (08/2007-03/2008)
Main Jobs: Preparing daily income and outgoing funds- -Preparing monthly financial reports
-Preparing tax reports
-Managing bank accounts
Trained in Khalda Petroleum Company (Member of Apache Petroleum company) (Budget section) ( During Summer 2007)
Main Jobs:
-preparing annual report
-preparing monthly insurance reports
Credit Certificate Holder
CMA
Ain Shams University Faculty of Commerce 2007 Degree: Good
