Credit Manager
شركة صالح الحمد المانع
Total years of experience :18 years, 7 Months
The company is engaged in the real estate management sector.
The company is engaged in the hospitality and cleaning sector.
Achievement:
• Established four successfully running companies engaged in Real Estate, HR consultancy, business services and IT
Responsibilities:
• Rendering advisory services to clients interested in buying and leasing real estate and commercial properties in the Qatar, assisting sellers and buyers in marketing and purchasing property for the right price under the best terms in adherence to local laws, rules and regulations.
• Determining clients’ needs and financials abilities and arriving at the best fit in terms of affordability and client aspirations.
• Managing negotiation processes on behalf of the owner and the client, informing clients on key elements influencing the deal such as market conditions, prices, mortgages, legal requirements and related matters, ensuring fair and honest deals at all times.
• Performing comparative market analysis to estimate property value and ensuring clients always availed deals at fair market value with no hidden charges.
• Displaying and marketing property to prospective buyers, maintaining a database of clients and properties available for sale, developing networks and cooperating with attorneys, mortgage lenders and contractors to ensure more control on the business cycle.
• Attending industry events, updating knowledge and consistently keeping abreast of latest developments in the local and regional real estate markets and associated best practices.
The company is a subsidiary of National Leasing Holding, a widely-held public company and listed in Qatar Exchange. The company is engaged in Financial Services, Portfolio Management, Logistics and Infrastructure Development operated through its independent subsidiaries.
Additional Positions Handled:
• Administration and Finance Director
• Director - Limousine.
• Marketing Manager
• Property Asset Management
• Investor Relationship Manager
• Chairman of Mergers and Acquisitions
• Chairman of Investment committee, Credit committee and Member of Manpower and Purchases committee
• Board Secretary
Achievement:
• Feb 2011: Certificate of Recognition - for efforts in making the General Assembly Meeting 2010 a success
• May 2011: Certificate of Appreciation for representing the company at Project Qatar 2011
Responsibilities:
• Served as the Director of Alijarah leasing and oversaw a portfolio encompassing financial services for homes and commercial projects, financing companies and retail engagements such as cars, truck fleets and properties.
• Provided direction to the real estate management function encompassing asset management, maintenance, leasing of villas, malls, flats, lands and re-leasing, lease to own, sale and purchase.
• Handled many departments under purview such as sales, marketing, collection, accounts, maintenance, guarantees, credit and legal.
• Established appropriate policies, services, structures, control and reporting systems for the efficient and effective performance of the company.
• Marshaled the productivity and budgetary performance of the leasing operations department, developed and implemented policies and procedures to improve efficiency and profitability of the department.
• Formulated periodic forecasts of revenues and expenditures, prepared and presented a variety of narrative documents including policy statements, management reports and correspondence.
• Administered the departmental budget and directed staff in preparing and monitoring the departmental budget and developing the performance measures.
• Managed the assets and the liabilities of the company, invested the company income and profits, evaluated department policies and programs to identify the problem areas and arrived at solutions for the same.
• Served as a liaison focal point to regulators and government authority bodies like: Qatar Financial Markets Authority (QFMA), Qatar Exchange (Q.E.), Ministry of Trade and Economics, Ministry of Justice, Qatar Central Bank and Doha Credit Bureau.
• Assumed responsibility for all governance related reports including policies, charters and frameworks.
Other Education & Credential: • Global Initiative for Humanitarian Leadership, Jordan Honorary Doctorate in Humanitarian Leadership