Aiteqad Afzal, Branch Service Manager

Aiteqad Afzal

Branch Service Manager

Muslim Commercial Bank

Location
United Arab Emirates - Dubai
Education
Bachelor's degree, Bachelors in Business Administration
Experience
13 years, 11 Months

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Work Experience

Total years of experience :13 years, 11 Months

Branch Service Manager at Muslim Commercial Bank
  • Pakistan - Nowshera Cantonment
  • January 2023 to January 2024

Designation: Branch Service Manager
Responsibilities:
• Provided guidance and recommendations in order to support the resolution of all customer cases to improve overall customer experience
• Supervised Daily routine commercial banking working, cash shipments and management, cash vault, stationery, daily vouchers, foreign remittances & ATM Operations and balancing
• Operations controls, compliance, reconciliation of branch daily cash reports/sundries accounts, GLs balancing
• Record keeping and management of branch F&F
• People management, led a team of 4 employees to improve in their respective roles and achieve targets
• Ensure that highest ethical standard is maintained in rendering the best customer services to the client

Internal Controls Monitoring Officer at United Bank Limited
  • Pakistan - Nowshera Cantonment
  • September 2021 to December 2022

• Conducting on-site and off-site reviews of branches via ERP OBIEE database
• Performed over 5 compliance audits per month, preparing reports shared with managers and ensure timely rectifications and Identify operational gaps and high-risk issues.
• Conducting on job trainings to branch staff on monthly basis to develop operational knowledge and developed compliance training initiatives and materials, educating staff on regulations.
..
• Monitored employee activities, confirming compliance with security regulations.

Customer Service Representative at UNITED BANK LTD.
  • Pakistan - Nowshera Cantonment
  • December 2015 to September 2021

Designation: Customer Service Representative
Responsibilities:

• Served as the first point of contact for clients, responding to inquiries/calls via phone, email in a timely and professional manner
• Attend phone calls and provide accurate information
• Attended average 70+ customers on daily basis and resolved queries efficiently while staying up-to-date on product knowledge to provide complete information
• Filing documentation and accurate record keeping for audit and compliance as per regulations
• Facilitated delivery of hassle-free services to clients and collaborate with other departments
• Promoted and cross sell new products and services
• Opened 5 NTB accounts on daily basis with all KYC and audit procedures and updated client accounts, 10+ CIF amendment, Dormant activation of customers accounts as routine task
• Maintained friendly and professional customer interactions and reception cleanliness
• Resolved customer complaints
• Completion of any other tasks assigned by immediate line of authority

Branch Operation Manager at United Bank Limited
  • Pakistan - Nowshera Cantonment
  • August 2020 to September 2021

• Supervision of routine tasks i.e. cash vault, ATM Balancing and reconciliation and vouchers, Lockers etc.
• Set up and supervised cash shipments.
• Provided team with administrative support, when required, to ensure that duties are completed accurately as required.
• Maintained close liaison with clients, make personal calls to them and build sustainable business relationships
• Supervised branchs staff, review their performance and support them in achieving their personal targets
• Assist and build concept of cross sell among branch team.
• To fulfill any other duties assigned to them by line manager.
• Maintained branch files for accounts, branch record and employees leave applications.

Customer Service Representative at United Bank Limited
  • Pakistan - Nowshera Cantonment
  • December 2015 to August 2020


• Served as first point of contact for clients, responding to inquiries via phone, email in timely and professional manner.

• Attended and resolved customer queries efficiently while staying up-to-date on product knowledge, policies, and procedures to provide accurate information to clients.

• Identified cross sell opportunity and initiate effort to expend and deepen relationships.

• Timely opened NTBs with all KYC and audit procedures.

• Responded to customer requests for products, services, and company information.

• Updated account information to maintain customer records.

• Answered constant flow of customer calls with minimal wait times.

• Utilized customer service software to manage interactions and track customer satisfaction.

Education

Bachelor's degree, Bachelors in Business Administration
  • at IQRA National University Peshawar campus
  • August 2015

Specialties & Skills

Team Supervision
Auditing
Deposits
Branch Management
Retail Banking
Teamwork
Order Entry
Office Work
Marketing
Office Administration
Problem Solving
Office Management
Auditing
DUE DILIGENCE
LEADERSHIP
CASH HANDLING
ACCOUNTING SOFTWARES
BUSINESS ADMINISTRATION
COMPLIANCE TRAINING
CUSTOMER SATISFACTION
CLEANLINESS
COMMERCIAL BANKING
OPERATIONS
RECONCILIATION
MANAGEMENT
PEOPLE MANAGEMENT
RENDERING

Social Profiles

Personal Website
Personal Website

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Languages

English
Expert
Urdu
Expert

Training and Certifications

Facilitation Program Certified Branch Services Manager (CBSM) at MCB L & D Center - North (Training)
Training Institute:
MCB Bank Ltd
Date Attended:
August 2023
Gender Sensitivity at workplace (Certificate)
Date Attended:
June 2023

Hobbies

  • Internet surfing