Assistant Manager
LIC Housing Finance Ltd
Total years of experience :12 years, 11 Months
Business Development
•Customer Service
•Credit Pre Sanction and Post Sanction
•Proper Credit Monitoring & Documentation
•Customer base expansion and retention of existing customers
Credit Appraisal Role:
•Initial screening of customers applying for Housing Loan.
•Analysis of Financial details of Customers.
•Verifying the Legality of Collateral.
•Interpretation of Datas given by Field Investigation Agency
•Complete handling of Documentation process.
•Inspection of collateral for stage disbursement.
Business Development Role:
•Heading a team of marketing intermediaries and driving them to reach sales target.
•Area mapping
•Recognizing of Potential areas and allotting manpower accordingly
•Meeting Builders regularly
•Successful coordination of 3 mega Property Fairs in Chennai with a average business of 3 crores
•Conducting Motivational Meets with agents from time to time.
Management Role:
•Governing a team of 8 members and bringing the best out of them without effecting their personal interest
•Customer grievance handling, effectively solving issues and improving customer satisfaction.
•Interdepartmental follow-ups for getting Sanctions on time.
•Achieving Branch Targets in 2 consecutive years while markets sentiments were negative.
•Proper allocation of work within subordinates.
Founding and Implementation of 3B concept (Builders, Business, Benefits)
•Successful Implementation of Team formation under Officers with their respective agents for proper follow ups of ongoing proposals.
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