Compliance - AML Analyst
Tanfeeth - Emirates NBD
Total years of experience :8 years, 5 Months
Rapidly identified and validated alerts, on whether the alerted scenario can be mitigated by checking the client's source of funds, its destination and purpose of the account or establishing that the alert is "true" and requires a detailed investigation (Escalated to Level 2). Investigating retail and cooperate accounts, Identify business misuse, unusual activities in the customer accounts and immediate escalations to Level 02 and raising RFIs.
Account level investigation on Retail and Corporate accounts, Identify source and destinationof funds, Identifying and analyzing the activities of Staff accounts.
Identify business misuse, unusual activities in the customer accounts and immediateescalations to Level 02.
Conducted customer level holistic investigations on retail and corporate client accounts andidentified source and destination of funds, terrorist finance, business misuse and fraud relatedactivities and narrated SAR ready reports for the unusual account activities.
Upon identifying unusual account activities in client accounts, have taken quick decisions inescalating alerts to level 3 investigative reporting resulting in prevention of money launderingactivities
Investigated UARs (unusual activity report) and escalations from level 01 analyst and providedfeedback where necessary.
Ensured quality, identified emerging risks/trends & escalated issue where appropriate, requested for Information (RFI) from the relationship manager to further understand theactivities on the client accounts.
Conducted investigations/screening to make sure that the sanctioned individuals/entities donot enter into the bank/or not continuing relationship when onboarding/ identify sanctionedclients with the world checks and global sanctions lists and if there are any exact/potentialmatches escalated
to sanction advisory teams/next level as
per Global complianceprocedures.
Mitigate the risk that derives towards the bank from the High-Risk Clients with UnusualActivities and Politically Exposed Persons (PEP) by maintaining the customer due diligence &global standards.
Possess 4.5 years of experience in Transaction monitoring (UK CAMP L1&L2, USA PCM) & Namescreening (UK SCDM)
UK Level 1 Transaction Monitoring
UK Level 2 Transaction Monitoring
UK/US Name Screening
Opening of savings, current and fixed deposit accounts. conducted Fund Transfers, slip transfers, telegraphic transfers and assisted with the all daily banking activities for the accounts opening department. Conducted teller duties accepting cash and cheque deposits transactions related to cash/cheque withdrawals, ATM Balancing, vault book writing and all other cash department duties. ATM loading and balancing, vault balancing, remittance related transactions(Money Gram) Conducted duties related to clearing department., remittance transactions