محمد أشفق, Assistant Vice President

محمد أشفق

Assistant Vice President

Meezan Bank Ltd

البلد
الإمارات العربية المتحدة - دبي
التعليم
الثانوية العامة أو ما يعادلها, Administrative Sciences
الخبرات
21 years, 7 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :21 years, 7 أشهر

Assistant Vice President في Meezan Bank Ltd
  • باكستان - كراتشي
  • أشغل هذه الوظيفة منذ يناير 2014

Playing an integral role as an Assistant Vice President at capacity of Manager Operation and held the credit for directing every-day
branch banking operational and customer services activities as per bank policy and SBP regulations to achieve growth objectives.
Design and execute banks strategic, financial, and operational plans to attain targets setby the management in terms ofdeposits,
advances, and profits, and improve audit rating. Forge excellent working relations with customers by managing branch internal
accounts, expenses, HO advices, reconciling GL accounts, handling branch internal accounts, and HO advices, and assessing
branch expenditures and administrative expenses. Function in close collaboration with internal and external auditors to analyze
and formulate administrative and statistical reports.
Key Result Areas:
- Efficiently streamlined and directed branch/ general office functions by assuring professional excellence.
- Trained and administered professionals to assure efficient output in assigned time framework, as well dealt with customers,
to resolve issues and promote products and business.
- Devised technological and procedural changes to guarantee higher efficiency and better quality services. Ensured
compliance of SBP, bank policy, and SOPs while administering all financial and non-financial transactions of the branch
office.
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Assistant Manager في Meezan Bank Ltd
  • باكستان
  • يناير 2011 إلى ديسمبر 2013

Positioned as an Assistant Manager / In Charge Operation in various branches and executed banks strategic, financial, and
operational plans to attain targets set by the branch /area management.
Key Result Areas:
- Headed general banking operational activities of the branch as per the bank policy, as well as delivered complete support in
audit conducted by HO/Compliance/Central Bank.
- Offered administrative/secretarial support to management and proved instrumental in responded to a broad range of
customer inquiries and swiftly resolved problems.
- Established potential customers assessed requirements of financing and conducted initial analysis of financial standing of
prospective customers.
- Formulated long-term business plans and managed budgets to revise actual performance, identify gaps, and recommend
actions to meet corporate financial improvement guidelines.

Senior Officer في Meezan Bank Ltd
  • باكستان
  • فبراير 2005 إلى ديسمبر 2010

Selected by the senior management as a Senior Operations Officer for different branches of Bank and contributed in different
activities related to general banking operation of the branch.
Key Result Areas:
- Generated MIS, certificates, memos, and foreign exchange reports and led supplier's bills and security stationary, while
presenting report to Branch management.
- Developed and maintained good relations with direct impacted departments, such as sales, accounting and compliance.

Account Officer / Office Manager في S.M. Traders
  • باكستان
  • يناير 2004 إلى يناير 2005

Attained accounting operational objectives by contributing information to strategic plans, preparing action plans, resolving
problems, identifying trends, and determining system improvements.
Key Result Areas:
- Produced monthly, quarterly, and annual information, customer slips, account and bank reconciliation statements,
outstanding debtors report with ageing of debtors/creditors, and project wise recording of expenses in a timely manner.
- Actively liaised with banks to supervise monthly payroll, reserve accounts, and short-term fund investment, and reconcile all
discrepancies, receivable and payable individual accounts.
- Held the credit for profitability and financial analysis, updating bank status, posting all journal/ cash vouchers and financial
transactions, and delivering project basis analysis on timely basis.

Executive في Gulf Exports (PVT) Ltd
  • باكستان - كراتشي
  • ديسمبر 2002 إلى ديسمبر 2003

Site Area, Karachi as Office Executive

الخلفية التعليمية

الثانوية العامة أو ما يعادلها, Administrative Sciences
  • في University of KarachiUniversity of KarachiUniversity of Karachi
  • يناير 2000

الثانوية العامة أو ما يعادلها, Administrative Sciences
  • في University of KarachiUniversity of KarachiUniversity of Karachi
  • يناير 2000

الثانوية العامة أو ما يعادلها, Administrative Sciences
  • في University of KarachiUniversity of KarachiUniversity of Karachi
  • يناير 2000

بكالوريوس, Administrative Sciences
  • في University of KarachiUniversity of KarachiUniversity of Karachi
  • يناير 2000

Specialties & Skills

Banking
Tax Accounting
Customer Service
Auditing and Compliance
Administration
BANKING
FINANCIAL
MICROSOFT OFFICE
ACCOUNTANCY
ADMINISTRATION
CUSTOMER SERVICE
DIRECTING
EXECUTIVE MANAGEMENT
FOREIGN EXCHANGE

اللغات

الانجليزية
متمرّس