Documentation and Collateral Control Officer
Gulf International Bank
Total years of experience :17 years, 11 Months
I have been working in SABB (Saudi British Bank) since 24-Jun-2006 in Credit Risk Operation in different sections.
• Documentation section: as Sr. processor - My role is to check and process the supported securities received from business and ensures that it’s enforceable by checking documents details, signatures and authority of signatory. In the case I found any discrepancy, I prepare list of discrepancies and send it to RM. Also, I coordinate with legal department to obtain legal opinion - as and when required- to ensure the authenticity of the borrowing party to help protect the interests of the Bank
• Quick Disk section: My role is to distribute tasks to other sections in my department, preparing daily report about work progress, Reply and follow-up RMs / business inquiries and resolve any pending issue.
• Limit Section: Loading limit for segments customers Large, Small commercial and private banking such as LC’s (letter of credit), GTE’s (guarantees), O/D (overdraft), loan processing and creating Import & Exports accounts.
• FLA section: as Supervisor - my role is to prepare Credits Facility Letter and agreement and all its related security documents such as Order Note, Personal Guarantee, Joint and Several Guarantee, Corporate guarantee "Off Shore and In Shore", Trade Financing Agreement (duly signed / unsigned and legal documents).
This major gives general understanding of business organizations, their key elements, wider considerations such as environments, markets and processes, and how all these work together. Its able student to analyse how businesses develop strategies, handle risk and take decisions, and have an insight into essential business functions such as marketing, accounting and finance.
I got my diploma in Sales from IPA on 2006.