Amina Bazoui

-Investment analysis, depreciation tracking, and budget preparation forecast
-Financial variance analysis and cash flow monitoring
-Financial consolidation and management reporting
-Cost modeling, forecasting, and optimization initiatives
-Accounts Payable (AP) and Accounts Receivable (AR) operations, including reconciliations
-Income audit processes and revenue verification
Month en hard closing
-Invoice posting, validation, and payment processing
I-nternational payments, refunds, and credit card transaction reconciliation
-Tax declaration
-Advanced use of Excel, BlackLine, Opera PMS, and Micros POS for financial control and reporting

-Directed full-cycle accounting operations, including accounts payable/receivable (AP/AR), payroll administration, and month-end closing, ensuring 100% accuracy in financial records and reporting.
-Developed and monitored comprehensive annual budgets, performed market and financial analysis to guide pricing strategy, and conducted monthly variance analysis to control costs and enhance profitability.
-Managed inventory accounting and merchandise stock control, implementing tracking systems that reduced waste and improved cost of goods sold (COGS) accuracy.
-Maintained daily cash flow oversight, prepared detailed income/expenditure statements, and managed accruals and prepayments to ensure precise financial positioning.
-Oversaw all administrative tasks, vendor contracts, and compliance. Organized promotional in-house events that increased customer traffic and revenue.

-Supported consultants on client advisory engagements focused on financial performance, process optimization, and internal control assessment
-Contributed to data collection and analysis for client deliverables, using Excel to synthesize key financial and operational metrics
-Attended client meetings and workshops, gaining exposure to consulting methodologies, project scoping, and issue diagnosis

-Portfolio monitoring and credit risk analysis for business clients
-Preparation and review of corporate credit files, including scoring, guarantees, and collateral assessment
-Support in credit decision-making alongside senior credit analysts
-Validation of core banking operations (checks, deposits, withdrawals, billing)
-Exposure to investment and private banking operations, including financial modeling and capital markets and reporting
-Overview of derivative and structured products and their risk-return profiles

-Managed client onboarding and contract signing for utility services
-Advised clients on service options and insurance add-ons using clear, professional communication
-Coordinated documentation, ensured contract compliance, and maintained accurate client records