Anfal Al Thwainy

• Possess advanced, comprehensive knowledge of the insurance industry.
• Implement risk transfer and risk financing programs.
• Develop risk engineering initiatives.
• Analyze business interruption exposures.
• Assess corporate property valuations.
• countable for maintaining key analytics and contract inventory management.
• Collaborate with business and Procurement partners to drive cost efficiencies and protective contractual wording.
• Lead transformational/change initiatives from project scoping to roll-out/implementation.
• Seek opportunities to expand and leverage common functions within Supplier Relationship Management.
• Manage department budgets and expenses accurately.
• Optimize workforce efficiency to maintain support levels.
• Manage the department P&P beside handling the policy enhancing.
• Fully awareness of all government procedures for insurance, whether internally or externally

• Prospecting and Outreach & Presentations and Proposals.
• Client Relationship Building & Strategic Partnerships.
• Market Research and Analysis.

Leadership and Team Development:
• Direct, coach, and supervise the life insurance team.
• Establish and monitor quarterly objectives.
• Develop plans to achieve these goals and motivate the team to fulfill department targets.
Operations and Productivity:
• Create and modify procedures and documents related to life insurance policies.
• Assist in claims management.
• Identify and analyze risks associated with policies.
Financial Management:
• Achieve target budgets.
• Minimize the risk of financial loss.

Risk Assessment:
• Undertake initial underwriting calculations of risk, liability, and financial implications under the guidance of experts.
• Gather all medical documentation and liaise with senior underwriters, medical professionals, and claims as appropriate.
Collaboration and Improvement:
• Support and work in collaboration with the National Underwriting Manager to enhance the underwriting offering.
• Utilize available tools effectively.

• Responsible for reviewing adjudication software system’s claim and line-item edits to determine whether to pay claims.
• Investigates, evaluates, and processes life insurance claims, ensuring accuracy and completeness.
• Collaborates with internal teams & communicates with stakeholders regarding the claim’s status.

• Data Collection.
• Data Cleaning and Preparation.
• Statistical Analysis and Trend Identification.
• Database Design and Maintenance.
• Strategic Insights and Reporting.

• Lead and supervise a team of claims professionals.
• Ensure efficient workflow, adherence to guidelines, and timely claim processing.
• Review and evaluate complex claims, Make decisions on claim approvals, denials, and appeals.

• Lead and supervise a team of claims professionals.
• Ensure efficient workflow, adherence to guidelines, and timely claim processing.
• Review and evaluate complex claims.
• Make decisions on claim approvals, denials, and appeals.