Senior Credit Risk Officer
Capital Bank
Total des années d'expérience :13 years, 11 Mois
- Prepare and present periodic reports and studies to the Executive Risk Management Committee and Board Risk Committee
- Assess and monitor the credit risk & credit concentration risk on many aspects;
- Migrate to Foundation-IRB approach
- Implement Moody’s Credit Risk Rating system (system administrator & change champion)
- Implement Basel III instructions (Regulatory Capital adjustments & Liquidity ratios)
- Implement Pillar II; Internal Capital Adequacy Assessment Process (ICAAP)
- Perform credit, market & liquidity Stress Testing
- Evaluate the capital adequacy based on the bank’s strategic financial projections
- Set credit risk & credit concentration risk strategy, appetite, policy, procedures, & manual
- Model & quantify the bank’s portfolio quality based on a Peer-Comparison assessment
- Preparing Request for Proposal (RFP) for Credit Risk Rating system
Issue & amend Letters of Credit, verify terms of credit, and accept payments
Honored with Merit award. Dissertation title “Estimating Empirical Asset Correlations from Loan Loss Data”, a paper in the Credit Risk field, aims to assess Basel’s II asset correlation assumptions and the evolution of correlation values in time, by employing a statistical analytical methodology for extracting correlation values, within the context of the Basel’s IRB approach
Ranked (42) among (324) students at all Jordanian universities in the “University Achievement and Competency Exam”. The exam aims to test the student’s educational outcome from the major modules in the degree course