senior collection officer
alshareef holding
Total years of experience :7 years, 11 Months
Reviewing company debts anReviewing the company debtor list
Contacting customers and informing them of their overdue bills.
Advising customers on their payment options and suggesting methods
of payments.
Preparing customer financial statements for banks and state credit
department.
Instituting legal action when customers fail to pay their debt
Responding to customer queries.
Contacting lawyers to facilitate paymentsd recovery
Managed 15 branches spread across two Districts - Thrissur and Palakkad.
Ensured Stability of income from existing set of clients and explore avenues for new
income generation from existing as well as new clients.
Managed the existing portfolio with proper monitoring of accounts and direct
relationship with the customer.
Completion of renewal process within the stipulated time. Handled renewal of
accounts in Palakkad and Thrissur for short period for supporting the team.
Acquired new customer base by analyzing the customer current financial position and
pitching the right product. Portfolio size has grown from Rs 9.20 Cr to 75 Cr.
Used the Credit related knowledge and product knowledge for structuring the deal.
Cross sold all other banking products and third-party p
Responsible for portfolio management- Manage the existing portfolio with proper
monitoring of accounts and direct relationship with the customer.
Acquired new customer base- Manage the sale of products by analyzing the customer
requirements.
Liaised with credit team for the clearance of proposals in the system and time
management.
Tapped new geographical areas for Agri related markets.
Responsible for recovery process.
Directly managed all other retail asset products like Auto loan, two-wheeler loan,
Personal loan etc.
Cross sold all other banking products.
Accountable for cross selling of various banking products like life insurance, mutual
funds, various loans, credit cards and deposits.
Identified prospective clients including HNIs and generating business from the existing
and new clients to achieve business targets.
Cross sold all other banking products.
MBA FINANCE