مجموع سنوات الخبرة: 21 سنوات, 7 أشهر
يونيو 2013
إلى حتى الآن
senior associate corporate credit admin
في bank al etihad
البلد :
الأردن - عمان
• Scrutinize credit approvals with respect to documentation & collateral thereby ensuring watertight internal and external compliance
• Supervise and ensure sufficiency, accuracy and legal enforceability of all the security and legal documentation.
• Ensure compliance to guidelines set by credit policy, internal auditors and external regulators especially Central bank
• Make timely submissions of audit and regulatory reports to ensure data integrity
• Liaise with business managers for follow up for documentation and other routine tasks.
• Recommend ways to continuously improve the process and increase efficiency while reducing the turn-around time
• Supervise and ensure sufficiency, accuracy and legal enforceability of all the security and legal documentation.
• Ensure compliance to guidelines set by credit policy, internal auditors and external regulators especially Central bank
• Make timely submissions of audit and regulatory reports to ensure data integrity
• Liaise with business managers for follow up for documentation and other routine tasks.
• Recommend ways to continuously improve the process and increase efficiency while reducing the turn-around time
مارس 2005
إلى حتى الآن
Credit Officer
في Societe General bank - Jordan
البلد :
الأردن - عمان
From 1/4/2011 until now (Credit officer)
Review contracts, approvals, mortgages, and all necessary documents when granting loans.
• Follow up with different parties to complete discrepancies.
• Grant loans and limits using the bank’s system.
1/6/2010 - 1/4/2011(internal auditor)
• Check in all sections and departments of the Bank and its affiliated offices that processes, management and practices are compliant and sound and that the information is accurate
• Strive to optimize material means and human resources and take part actively in putting in place new procedures and tools
• Make a judgment on men and their method of management and recommend alternative schemes and solutions based on rules and standards of best practices.
January 2008 -June 2010 (credit analyst)
• Provided in-depth credit evaluation of corporate credit facilities, customers risk rating, and their presentation to the approving authority.
• Provided detailed financial analysis, including interpretation and computation of various financial ratios; carried out feasibility studies, risk and return and break-even analysis
• Ensured that all risks, whether client, industry, transaction or product are identified and properly mitigated and managed
• Worked closely with the relationship managers to ensure the proper classification of credits
• Sat up customer visits to understand their financial needs and requirements.
July 2006-December 2007 (Relationship Manager)
• Maintained marketing and setting facility structure for prospective clients
• Analyzed credit applications for new customers, gathered necessary information and evaluated credit worthiness of clients
• Reviewed, annually, each account and followed-up on those account
• Prepared legal documents needed for approved facilities
March 2005-June 2006 Credit officer
Review contracts, approvals, mortgages, and all necessary documents when granting loans.
• Follow up with different parties to complete discrepancies.
• Grant loans and limits using the bank’s system.
1/6/2010 - 1/4/2011(internal auditor)
• Check in all sections and departments of the Bank and its affiliated offices that processes, management and practices are compliant and sound and that the information is accurate
• Strive to optimize material means and human resources and take part actively in putting in place new procedures and tools
• Make a judgment on men and their method of management and recommend alternative schemes and solutions based on rules and standards of best practices.
January 2008 -June 2010 (credit analyst)
• Provided in-depth credit evaluation of corporate credit facilities, customers risk rating, and their presentation to the approving authority.
• Provided detailed financial analysis, including interpretation and computation of various financial ratios; carried out feasibility studies, risk and return and break-even analysis
• Ensured that all risks, whether client, industry, transaction or product are identified and properly mitigated and managed
• Worked closely with the relationship managers to ensure the proper classification of credits
• Sat up customer visits to understand their financial needs and requirements.
July 2006-December 2007 (Relationship Manager)
• Maintained marketing and setting facility structure for prospective clients
• Analyzed credit applications for new customers, gathered necessary information and evaluated credit worthiness of clients
• Reviewed, annually, each account and followed-up on those account
• Prepared legal documents needed for approved facilities
March 2005-June 2006 Credit officer
أغسطس 2004
إلى مارس 2005
Boarding employee
في Royal JORDANIAN
البلد :
الأردن - عمان
Organizing entering passengers to planes, and assure every passenger will travel in his specified flight
أغسطس 2002
إلى أغسطس 2004
Teller
في islamic international arab bank
البلد :
الأردن - عمان
Making deposits and withdrawals, F.X, and executing transfers
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